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AtalayaAtalaya

Apartment in Igualada

Carrer Santa Maria, s/n

Igualada, Barcelona • Ref: #DD20D667

€189,000
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Size

79 m²

Price / m²

€2,392

Rooms

2

OccupancyUnconfirmed
60
Carrer Santa Maria, s/n — Igualada
Photo: aliseda
1 / 47

AI visual analysis

Automated analysis · physical condition

47 of 47 photos analyzed

Physical condition

Pristine

Photo quality

Good

Description

Preciosa vivienda en el corazón de igualada totalmente reformado a estrenar. Ubicado justo al lado de la plaza del ayuntamiento de la encantadora ciudad de Igualada, en la provincia de Barcelona, este acogedor piso, ofrece una oportunidad única para disfrutar de la vida urbana en un entorno tranquilo. Con una orientación sur que garantiza una excelente luminosidad durante todo el día, este apartamento de 79 m² construidos y 60 m² útiles es ideal para quienes buscan un espacio funcional y bien distribuido. La cocina amueblada es el corazón del hogar, diseñada para ofrecer comodidad y eficiencia en cada uso. Su orientación sur permite aprovechar al máximo la luz natural y mantener una temperatura agradable en el interior. Este apartamento es perfecto para quienes valoran la simplicidad y la practicidad, sin renunciar a la calidad de vida que ofrece la ubicación. Igualada es conocida por su ambiente acogedor y su rica historia, ofreciendo una variedad de servicios y actividades culturales a pocos pasos de distancia. La vivienda se entrega con ascensor, y cierres eléctricos en puertas de entrada. Descubre la tranquilidad y el confort de vivir en un espacio que combina funcionalidad y ubicación estratégica, ideal para solteros, parejas o pequeños núcleos familiares que buscan un hogar. Te esperamos.

Characteristics

Bathrooms

1

Floor

3

Elevator

Yes

Terrace

No

Parking

No

Year built

1900

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

Legal & cadastral analysis

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Cadastral data

straightenUnreconciled surface: the listing states 79 m² but the cadastre records 564 m² (+614%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4840142CG8044S0001SX
Cadastral area
564 m²
Year built
1900
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 228 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

60/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
25/25
Legal liens
10/15
Zone liquidity
8/15

Vivienda de 79.00m² en Igualada a 2392€/m² (mediana zona 1645€/m², delta +45.4%). Estado Impecable. Posesión libre. Zona baja, 203 días en mercado.

Strengths

  • +Estado impecable: entrar a vivir sin obra
  • +Aliseda no marca situación especial: presuponer vivienda libre

Risks

  • −Precio +45.4% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Igualada, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-1.0%In line
Scope
Municipality
Zone median
€2,416 /m²
This asset
€2,392 /m²
Period
octubre 2026
Source
Idealista

vs other bank assets

+28.9%Above anchor
Scope
Postal code
Zone median
€1,855 /m²
This asset
€2,392 /m²
Samples
18
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€189,000
Transfer tax (ITP) 10% — Cataluña€18,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€662
Estimated total investment€209,562

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceMar 2026 (228 days)
On Atalaya since10 Sept 2026
Last updated25 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing