AtalayaAtalaya

House in Láchar

Lachar, Granada • Ref: #DD092400

€61,100
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Size

190 m²

Price / m²

€321

Rooms

3

OccupancyUnconfirmed
59
House in Láchar — Lachar
Photo: Cimenta2
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

Derelict

Photo quality

Good

Model observations

  • •Exterior: Las estructuras de los edificios están sin terminar, mostrando solo el esqueleto de hormigón y ladrillo.
  • •Fachada: Las fachadas carecen de ventanas y acabados, indicando un estado de abandono y construcción incompleta.
  • •Exterior: El entorno de los edificios está cubierto de vegetación silvestre y escombros, lo que sugiere un largo período de inactividad en la construcción.

Description

Promoción de 38 viviendas unifamiliares adosadas en construcción con obras paralizadas en el municipio de Láchar, en la provincia de Granada, ubicadas dentro de un entorno urbano consolidado en una zona de primera residencia donde predominan las viviendas plurifamiliares. El conjunto se desarrolla sobre una parcela de 6.045 m2, con una edificabilidad total de 7.197 m2. Las viviendas se distribuyen en dos plantas sobre rasante y una planta bajo rasante destinada a garaje. La promoción cuenta con un grado de ejecución del 57,51 %. La localidad cuenta con buenas comunicaciones por carretera a través de nacional y autovía.

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
6771801VG2167B

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 834 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

59/100

Confidence: Medium

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
0/25
Legal liens
7/15
Zone liquidity
13/15

Vivienda de 190.20m² en Lachar a 321€/m² (mediana zona 660€/m², delta -51.4%). En Ruina. Posesión desconocida. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 365 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Descuento del -51.4% frente a la mediana zonal (660€/m²)

Risks

  • −832 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Lachar, Granada

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-51.1%Strong opportunity
Scope
Province (MITMA)
Zone median
€656 /m²
This asset
€321 /m²
Samples
367
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€61,100
Transfer tax (ITP) 7% — Andalucía€4,277
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€66,677
Estimated refurbishment (state: ruina)€171,000 – €266,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceCimenta2
On the market sinceJun 2024 (834 days)
On Atalaya since22 Jul 2026
Last updated9 Oct 2026

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Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing