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Avenida Onze de Setembre, Número 58, 1º-2ª

Sant Boi de Llobregat, Barcelona • Apartment · Auction • Ref: #DC429A31

€225,847
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Size

67 m²

Rooms

4

OccupancyOccupied · vulnerable
27
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

Vivienda de superficie 66,52 metros cuadrados, compuesto por comedor, cocina, 4 habitaciones y servicios

gavelLegal & cadastral analysis

expand_more

balanceLegal analysis (AI)

Ocupaciónocupada
Desahucio necesario
Cargas (€)€247,472
Detalle cargasHipoteca a favor de Deutsche Bank, Sociedad Anónima Española por 247472.03 EUR de principal, intereses y costas. Embargo a favor de Caixabank, S.A. por 13811.69 EUR de principal, intereses y costas.
Hipoteca€237,591
Embargos€13,812
Puja mínima€225,847
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, embargo
Análisis riesgoLa propiedad está ocupada por un ocupante vulnerable, lo que retrasa el lanzamiento hasta mayo de 2024. Además, existen cargas hipotecarias y embargos que superan el valor de tasación.

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

27/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
0/20
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
9/15
BOE bonus
3/6

Subasta BOE en Sant Boi de Llobregat a 225,847€. Sin tasación de referencia publicada. Posesión con ocupantes en vulnerabilidad protegida. Subasta cierra en 18 días.

trending_upStrengths

  • +Subasta inminente: cierre en 18 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal

warningRisks

  • −Precio +23.7% por encima de mediana zonal
  • −Documentación judicial: vulnerabilidad protegida por ley anti-desahucios
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Sant Boi de Llobregat, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+23.7%Above anchor
Scope
Municipality
Zone median
€2,745 /m²
This asset
€3,395 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€225,847
Transfer tax (ITP) 10% — Cataluña€22,585
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€790
Estimated total investment€250,222

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 5 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (8 days)
On Atalaya since16 Sept 2026
Last updated17 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing