AtalayaAtalaya

Piso en Santos

Cariño, A Coruña • Apartment • Ref: #DBAAF0BB

€40,000-58% vs area market
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Size

58 m²

Price / m²

€690

Rooms

2

OccupancyUnconfirmed
67
Piso en Santos — Cariño
Photo: Hipoges
1 / 21

AI visual analysis

Automated analysis · physical condition

21 of 21 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Les ofrecemos en exclusiva este piso en edificio residencial que puedes adquirir en propiedad, con una superficie de 58m² muy bien distribuido en 2 dormitorios con armarios empotrados, 1 baño, un amplio y luminoso salón-comedor y una cocina equipada, ubicado en la localidad de Cariño, provincia de A Coruña. El piso consta de amplias y luminosas dependencias, perfectas para descansar y desconectar después de un largo día. La distribución interior ha sido inteligentemente diseñada para ofrecer espacios cómodos y funcionales, con una sala de estar que invita al relax y a la convivencia familiar. Una de las principales ventajas de este piso es su excelente ubicación, cerca de todos los servicios necesarios para el día a día, como colegios, supermercados, tiendas, parques y centros de salud. Además, cuenta con buenas conexiones de transporte público que te permitirán desplazarte fácilmente por la zona y acceder rápidamente a otras localidades cercanas. Cariño, en la provincia de A Coruña, dispone de servicios sanitarios, centros educativos y una oferta comercial que atiende las necesidades cotidianas. Sus conexiones por carretera facilitan el acceso a municipios cercanos y a las principales vías de comunicación de la comarca, favoreciendo la movilidad, la actividad económica y una buena calidad de vida para residentes y visitantes. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Floor

3

Elevator

No

Terrace

No

Parking

No

Year built

1981

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

F

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
1340107NJ9414S

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

67/100

Confidence: Medium

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
20/25
Legal liens
7/15
Zone liquidity
0/15

Vivienda de 58.00m² en Cariño a 690€/m² (mediana zona 1646€/m², delta -58.1%). Buen Estado. Posesión desconocida. Zona muy_baja sin fecha de publicación fiable.

trending_upStrengths

  • +Descuento del -58.1% frente a la mediana zonal (1646€/m²)
  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cariño, A Coruña

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-58.1%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,646 /m²
This asset
€690 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+0.3%In line
Scope
Province (MITMA)
Zone median
€688 /m²
This asset
€690 /m²
Samples
60
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€40,000
Transfer tax (ITP) 9% — Galicia€3,600
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€44,900

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing