AtalayaAtalaya

Calle Circular

Valdenuño Fernández, Guadalajara • House • Ref: #D89049D0

€193,800
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Size

160 m²

Price / m²

€1,210

Rooms

4

OccupancyVacant
38
Calle Circular — Valdenuño Fernández
Photo: Solvia
1 / 10

AI visual analysis

Automated analysis · physical condition

10 of 10 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Chalet aislado de 160 m² ubicado en Vadenuño Fernández, Guadalajara. Se trata de un chalet aislado de 160 m² distribuidos en salón-comedor, cocina, 4 dormitorios y 1 baño. El chalet aislado se sitúa en la urbanización La Dehesa, en la periferia de la población, con buenos accesos por la carretera GU-202 y la autovía A-2, ambas muy próximas. Dispone de servicio de autobuses interurbanos que conectan con Guadalajara y otras localidades cercanas. En la zona se pueden encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y otros negocios comerciales. A pocos minutos se encuentra el Hospital Universitario de Guadalajara y el centro comercial Ferial Plaza. Con nuestros servicios podrá encontrar el chalet aislado que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

1982

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 160.21 m² but the cadastre records 125 m² (-22%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9044112VL6194S0001KD
Cadastral area
125 m²
Year built
1982
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

38/100

Confidence: Low

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 160.21m² en Valdenuño Fernández a 1210€/m² (mediana zona 888€/m², delta +36.3%). Estado Pendiente De Análisis Visual. Posesión libre. Zona muy_baja, 118 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 100 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −Precio +36.3% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Valdenuño Fernández, Guadalajara

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

0.0%In line
Scope
Province (MITMA)
Zone median
€1,210 /m²
This asset
€1,210 /m²
Samples
97
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€193,800
Transfer tax (ITP) 9% — Castilla-La Mancha€17,442
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€678
Estimated total investment€212,920

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMay 2026 (126 days)
On Atalaya since13 Sept 2026
Last updated24 Sept 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing