AtalayaAtalaya

Calle Congreso-Hurchillo

Hurchillo, Orihuela, Alicante • Apartment • Ref: #D3FD2015

€50,000
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Size

96 m²

Price / m²

€521

Rooms

3

OccupancyVacant
52
Calle Congreso-Hurchillo — Hurchillo, Orihuela
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Piso de 96 m² en venta, situado en la localidad de Orihuela, provincia de Alicante. Construido en 1975, este piso dispone de una superficie de 96 m² y se distribuye en salón-comedor, cocina independiente amueblada con armarios altos y bajos, 3 dormitorios, algunos con armarios empotrados, 1 baño y terraza. La vivienda se localiza en Hurchillo, a 6 km de Orihuela y está comunicada mediante los accesos viarios CV-925 y CV-923 y autobuses con la línea L4. La zona dispone de equipamiento básico, restaurantes, farmacia y colegio, disponiendo del resto de servicios en el entorno más próximo. Con nuestros servicios podrá encontrar la vivienda que necesita. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1975

Pool

No

Air conditioning

No

Heating

No

Energy rating

E

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
2345306XH8124N0025XI
Cadastral area
96 m²
Year built
1975
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 630 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

52/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
1/15

Vivienda de 96.00m² en Orihuela a 521€/m² (mediana zona 2714€/m², delta -80.8%). Buen Estado. Posesión libre. Zona media, stock estancado (626 días).

trending_upStrengths

  • +Descuento del -80.8% frente a la mediana zonal (2714€/m²)
  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −626 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Hurchillo, Orihuela, Alicante

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-80.8%Strong opportunity
Scope
Neighbourhood
Zone median
€2,714 /m²
This asset
€521 /m²
Period
junio 2026
Source
Idealista

account_balancevs other bank assets

-24.1%Good price
Scope
Postal code
Zone median
€686 /m²
This asset
€521 /m²
Samples
35
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€50,000
Transfer tax (ITP) 10% — Comunitat Valenciana€5,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€56,300

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceDec 2024 (630 days)
On Atalaya since2 Jul 2026
Last updated28 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing