AtalayaAtalaya

Calle Diseminados

Montoro, Córdoba • Apartment · Auction • Ref: #D344454F

€96,500
open_in_newView original listing

Get new bank-owned properties in Montoro under your budget by email. Free.

Size

147 m²

Price / m²

€655

Rooms

5

OccupancyVacant
66
Calle Diseminados — Montoro
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Vivienda situada en la Calle Diseminados, en la localidad de Montoro, en la provincia de Cordoba. La vivienda tiene una superficie construida de 147.44 m2 y está distribuida en un amplio hall de entrada, que da acceso a una cocina independiente muy luminosa, y un pasillo que distribuye a un gran salón comedor, dormitorios siendo una de ellas habitación doble, y cuarto de baño completo. Se localiza en una zona consolidada con carácter urbano y residencial, situado a pocos minutos del centro de la población, rodeado por fincas de similares características. Dispone de equipamientos suficientes en el entorno como: médico-sanitario, docente, religioso, comercial, restaurantes. Cuenta con buenas comunicaciones con el resto de la localidad. Buen acceso a través de carreteras principales que rodea al municipio y lo comunican con el resto de la provincia.

Characteristics

Bathrooms

2

Year built

1970

Energy rating

D

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 147.44 m² but the cadastre records 207 m² (+40%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
002205100UH80G0001FO
Cadastral area
207 m²
Year built
1970
Cadastral use
Residential

routeHow to bid in this auction (BOE)

expand_more
  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

66/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 147.44m² en Montoro a 655€/m² (mediana zona 971€/m², delta -32.5%). Buen Estado. Posesión libre. Zona muy_baja, 137 días en mercado.

trending_upStrengths

  • +Descuento del -32.5% frente a la mediana zonal (971€/m²)
  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Montoro, Córdoba

Estimated acquisition costs

Asset price€96,500
Transfer tax (ITP) 7% — Andalucía€6,755
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€338
Estimated total investment€104,593

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 30 September 2026 at 18:00

Listing intel

SourceSolvia
On the market sinceApr 2026 (167 days)
On Atalaya since25 Aug 2026
Last updated23 Sept 2026

compare_arrowsZone comparables

Top 5 similar properties in Montoro by AI score

Flat For Sale In C Antonio Garijo 4 Montoro Córdoba
38

Flat For Sale In C Antonio Garijo 4 Montoro Córdoba

€9,000

€87/m² · 103 m²

View analysisarrow_forward

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing