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Apartment in Palau-solità i Plegamans

Palau Solita i Plegamans, Barcelona • Ref: #D2A0F8AA

€714,200
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Size

123 m²

Price / m²

€5,807

OccupancyOccupied · no titleDeduced by AI
24
Apartment in Palau-solità i Plegamans — Palau Solita i Plegamans
Photo: Servihabitat
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

Needs work

Photo quality

Poor

Model observations

  • •Exterior: Se muestran únicamente tomas exteriores del entorno urbano y edificios de la zona sin acceso al interior.
  • •Fachada: Las construcciones visibles corresponden a edificaciones rústicas e históricas con acabados de piedra.
  • •Exterior: No es posible determinar el estado interior de la vivienda al no incluirse fotografías de las estancias.

Description

Estado: second-hand. Sin posesión legal

Characteristics

Terrace

No

Parking

No

Year built

1970

Pool

No

Storage room

No

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 123 m² but the cadastre records 406 m² (+230%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
1844108DG3014S
Cadastral area
406 m²
Year built
1970
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

24/100

Confidence: Low

Score breakdown

Zone delta
0/30
Possession
2/20
Physical state
14/25
Legal liens
7/15
Zone liquidity
2/15

Vivienda de 123.00m² en Palau Solita i Plegamans a 5807€/m² (mediana zona 1669€/m², delta +247.9%). Estado Mejorable. Posesión con ocupación irregular. Zona muy_baja, 110 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 51 listings bancarios del mismo postal — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Risks

  • −Precio +247.9% por encima de mediana zonal
  • −IA detectó: Sin posesión legal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Palau Solita i Plegamans, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+248.8%Above anchor
Scope
Postal code
Zone median
€1,665 /m²
This asset
€5,807 /m²
Samples
56
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€714,200
Transfer tax (ITP) 10% — Cataluña€71,420
Notary (est.)€1,071
Land Registry (est.)€714
Admin agency (est.)€2,500
Estimated total investment€789,905
Estimated refurbishment (state: mejorable)€49,000 – €86,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceServihabitat
On Atalaya since12 Jun 2026
Last updated24 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer Servihabitat. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing