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Avenida De Ramón y Cajal

AlicanteApartmentRef: #D26879B0

€450,000-42% vs area market
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Size

149 m²

Price / m²

€3,021

Rooms

4

OccupancyUnconfirmed
66
Avenida De Ramón y Cajal — Alicante
Photo: Solvia
1 / 20

AI visual analysis

Automated analysis · physical condition

20 of 20 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • El salón presenta un sofá desgastado y el suelo de madera tiene marcas de uso.
  • La cocina está equipada y funcional, pero los azulejos y el diseño son algo anticuados.
  • Las paredes están recién pintadas de blanco, lo que mejora la apariencia general.
  • Los suelos de madera en algunas estancias y el pasillo muestran un desgaste normal.

descriptionDescription

Piso de 4 dormitorios en la ciudad de Alicante. La vivienda se encuentra en un edificio con ascensor construido en 1967. Tiene una superficie de 149 m² y se compone de amplio salón-comedor con grandes cristaleras, 4 dormitorios (2 de ellos con armarios empotrados), cocina con office y 2 baños. La cocina está equipada con muebles altos y bajos. Situado a un paso del puerto, la Explanada y la playa de El Postiguet, con todo tipo de servicios y comercios, con buenas comunicaciones tanto por transporte público (paradas de autobús, tram, estación de autobuses y de tren a pocos metros), como por privado, con fácil acceso a la carretera nacional N-332 y la autovía A-7 en pocos minutos. Cercano a colegios, organismos públicos, parques, centros deportivos, supermercados, cafeterías, centro de salud y farmacias la convierten en una propuesta inteligente. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

Yes

Year built

1967

Energy rating

E

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 148.97 m² but the cadastre records 129 m² (-13%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9668903YH1496H0030SI
Cadastral area
129 m²
Year built
1967
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 349 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

66/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
Not assessable
Physical state
14/25
Legal liens
10/15
Zone liquidity
7/15

Vivienda de 148.97m² en Alicante a 3021€/m² (mediana zona 5227€/m², delta -42.2%). Estado Mejorable. Posesión desconocida. Zona media, 348 días en mercado.

trending_upStrengths

  • +Descuento del -42.2% frente a la mediana zonal (5227€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Alicante, Alicante

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-42.2%Strong opportunity
Scope
Municipality
Zone median
€5,227 /m²
This asset
€3,021 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+39.4%Above anchor
Scope
Postal code
Zone median
€2,167 /m²
This asset
€3,021 /m²
Samples
80
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€450,000
Transfer tax (ITP) 10% — Comunitat Valenciana€45,000
Notary (est.)€675
Land Registry (est.)€450
Admin agency (est.)€1,575
Estimated total investment€497,700
Estimated refurbishment (state: mejorable)€59,500€104,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
22 Jul 2026
€475,000arrow_forward€450,000-5.26%

Listing intel

SourceSolvia
On the market sinceSept 2025 (349 days)
On Atalaya since13 May 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing