AtalayaAtalaya

Calle Concha Espina

La Amistad, Valencia • Apartment • Ref: #D21F1A60

€302,500-26% vs area market
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Size

85 m²

Price / m²

€3,571

Rooms

3

OccupancyVacant
71
Calle Concha Espina — La Amistad, Valencia
Photo: Solvia
1 / 18

AI visual analysis

Automated analysis · physical condition

18 of 18 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Piso de 3 dormitorios en Valencia. La vivienda se encuentra en un edificio construido en 1965 y con una superficie de 85 m² se compone de salón-comedor, cocina amueblada, 3 dormitorios y 1 baño. Situado en el barrio de La Amistad, esta vivienda de segunda mano y 85 m² ofrece buena conexión por transporte público como el autobús con las líneas 18 y 90, el metro con las líneas 5 y 7 o el tren con las líneas C5 y C6. También por transporte privado con fácil acceso a la V-21. Su cercanía al Estadio de Mestalla, cafeterías, restaurantes, supermercados, universidad politécnica y hospitales la convierten en una propuesta inteligente. Ubicada a solo 10 minutos de la playa del Cabañal y del puerto deportivo. Con nuestros servicios podrá encontrar la vivienda que necesita. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

Yes

Year built

1965

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
7828514YJ2772H0005IL

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

71/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
6/15

Vivienda de 84.70m² en Valencia a 3571€/m² (mediana zona 4818€/m², delta -25.9%). Buen Estado. Posesión libre. Zona media, inventario reciente (87 días).

trending_upStrengths

  • +Descuento del -25.9% frente a la mediana zonal (4818€/m²)
  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

La Amistad, Valencia, Valencia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-25.9%Strong opportunity
Scope
Municipality
Zone median
€4,818 /m²
This asset
€3,571 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+28.3%Above anchor
Scope
Postal code
Zone median
€2,783 /m²
This asset
€3,571 /m²
Samples
70
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€302,500
Transfer tax (ITP) 10% — Comunitat Valenciana€30,250
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,059
Estimated total investment€334,809

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJun 2026 (89 days)
On Atalaya since13 Jun 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing