AtalayaAtalaya

Local en Sevilla

Sevilla • Retail • Ref: #D1DD5C9B

€75,000
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Size

83 m²

Price / m²

€904

OccupancyOccupied · no title
26
Local en Sevilla — Sevilla
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta un aspecto general envejecido, con algunas manchas y signos de desgaste en la fachada.
  • •Exterior: Se observan aparatos de aire acondicionado en las fachadas, lo que indica una antigüedad en las instalaciones.
  • •Exterior: La zona de la calle muestra vehículos aparcados y árboles, sin que se aprecie el estado interior de la propiedad.

descriptionDescription

Bank-owned property managed by Solvia (BuildingCenter, S.A.U. (CaixaBank)).

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
1547701TG4414N0060BL
Cadastral area
83 m²
Year built
2006
Cadastral use
Commercial

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

26/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
2/20
Retail location
Not assessable
—
Legal liens
7/15
Zone liquidity
4/15

Local comercial planta unknown de 83.00m² en Sevilla a 904€/m² (mediana zona 822€/m², delta %). con ocupación irregular. Zona alta, inventario reciente (0 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 16 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +Zona de alta actividad con inventario fresco

warningRisks

  • −BuildingCenter (CaixaBank) declara SIN POSESIÓN: ocupación sin título (irregular)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Sevilla, Sevilla

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+2.4%In line
Scope
City
Zone median
€883 /m²
This asset
€904 /m²
Samples
15
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€75,000
Transfer tax (ITP) 7% — Andalucía€5,250
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€81,550
Estimated refurbishment (state: mejorable)€33,000 – €58,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceBuildingCenter (CaixaBank)
On Atalaya since16 Sept 2026
Last updated23 Sept 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing