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Avenida Santa Coloma, 6, Entresuelo 2ª(planta Tercera)

Riu Sud, Santa Coloma de Gramenet, Barcelona • Apartment · Auction • Ref: #D089B080

€131,042
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Size

65 m²

Rooms

3

OccupancyUnconfirmed
78
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

CRU: 08105000430344

Characteristics

Bathrooms

1

Year built

1970

gavelLegal & cadastral analysis

expand_more

balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€1,319,000
Detalle cargasHipoteca a favor de CAIXA D'ESTALVIS COMARCAL DE MANLLEU (actualmente BANCO BILBAO VIZCAYA ARGENTARIA S.A.) por 211400 euros de principal, más intereses y costas. Dos embargos administrativos a favor de ESTADO, uno por 548082.44 euros y otro por 450838.86 euros.
Hipoteca€320,109
Embargos€998,891
Puja mínima€131,042
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, embargo
Análisis riesgoLa propiedad tiene una hipoteca y dos embargos administrativos que superan con creces el valor de subasta, lo que implica un alto riesgo de que el deudor no pueda cubrir la deuda. La situación de ocupación es desconocida, lo que añade incertidumbre al proceso de desalojo.

assignmentCadastral data

straightenUnreconciled surface: the listing states 65 m² but the cadastre records 91 m² (+40%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
3792612DF3839D0003WI
Cadastral area
91 m²
Year built
1970
Cadastral use
Residential

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

78/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
15/15
BOE bonus
1/6

Subasta BOE en Santa Coloma de Gramenet a 131,042€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 14 días.

trending_upStrengths

  • +Descuento del -39.9% frente a la mediana zonal (3356€/m²)
  • +Subasta inminente: cierre en 14 días, ventana de decisión limitada (presión vendedora)

warningRisks

  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Riu Sud, Santa Coloma de Gramenet, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-39.9%Strong opportunity
Scope
Neighbourhood
Zone median
€3,356 /m²
This asset
€2,016 /m²
Period
junio 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€131,042
Transfer tax (ITP) 10% — Cataluña€13,104
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€459
Estimated total investment€145,605

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 8 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (5 days)
On Atalaya since18 Sept 2026
Last updated18 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing