AtalayaAtalaya

Apartment in Utrera

Calle Rio Castril Nº17

Utrera, Sevilla • Auction • Ref: #CFB24595

€278,400
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Size

91 m²

Rooms

3

OccupancyUnconfirmed
27
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

Description

Bien:: URBANA: FINCA ESPECIAL NUMERO ONCE. Casa en Utrera ( Sevilla), cn entrada por calle particular, sin número de gobierno, hoy calle Rio Castril número 17. Se compone en planta baja de vestíbulo, estar-comedor, cocina, distribuidor, aseo, lavadero jardin delantero, patio posterior y escalera de acceso a la planta superior, y en la planta alta, de distribuidor, tres dormitorio y cuarto de baño. Linda: Vita desde la calle a la que presenta fachada, por la derecha entrando, vivienda que se describrá con el número doce; por la izquierda, vivienda antes descrita con el número diez y por el fondo, finca de Don Juan Morales Carrasco y D Jose Palacios Tortosa. Tiene una superficie construida total de noventa metros, ochenta decímetros cuadraods, y la superficie útil total es de setenta y dos metros, ochenta y siete decímetros cuadrados. La descrita finca es la número 7 de Proyecto

Characteristics

Bathrooms

1

Year built

2001

Legal & cadastral analysis

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Legal analysis (AI)

Ocupacióndesconocido
Cargas (€)€145,000
Detalle cargasHipoteca a favor de UNION CREDITOS INMOBILIARIOS ESTABLECIMIENTO FINANCIERO DE CREDITO, SA, por 145000 EUR de principal, 26100 EUR de intereses ordinarios, 52200 EUR de intereses de demora o indemnizatorios, 14500 EUR de costas y gastos de ejecución judicial o extrajudicial, y 2900 EUR por otros gastos.
Hipoteca€145,000
Puja mínima€278,400
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca
Análisis riesgoLa propiedad tiene una hipoteca significativa como carga principal. La ocupación es desconocida, lo que podría implicar un proceso de desalojo si estuviera ocupada.

Cadastral data

Cadastral ref.
2287001TG5128N0011BI
Cadastral area
91 m²
Year built
2001
Cadastral use
Residential

How to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

27/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
4/15
Zone liquidity
Not assessable
—

Subasta BOE en Utrera a 278,400€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 19 días.

Strengths

  • +Subasta inminente: cierre en 19 días, ventana de decisión limitada (presión vendedora)

Risks

  • −Documentación judicial aún sin parsear: cargas y procedimiento por confirmar
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Utrera, Utrera, Sevilla

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

+136.6%Above anchor
Scope
Municipality (MITMA)
Zone median
€1,296 /m²
This asset
€3,066 /m²
Samples
198
Period
Q4-2025
Source
MITMA

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€278,400
Transfer tax (ITP) 7% — Andalucía€19,488
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€974
Estimated total investment€299,862

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 5 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (10 days)
On Atalaya since16 Sept 2026
Last updated16 Sept 2026

Zone comparables

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing