AtalayaAtalaya

Apartment in Baiona

Calle Vila do Bispo, s/n

Baiona, Pontevedra • Ref: #CF4FF911

€319,200
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Size

100 m²

Price / m²

€3,192

Rooms

1

OccupancyVacant
52
Calle Vila do Bispo, s/n — Baiona
Photo: aliseda
1 / 16

AI visual analysis

Automated analysis · physical condition

16 of 16 photos analyzed

Physical condition

Pristine

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta un diseño moderno y acabados de alta calidad, con grandes ventanales y terrazas.
  • •Exterior: Las zonas exteriores y comunes se ven bien mantenidas y limpias.
  • •Pasillo: El pasillo interior tiene suelos de mármol y grandes ventanales, lo que sugiere un buen estado general.
  • •Salon: El salón tiene suelos de madera en perfecto estado y grandes ventanales, lo que indica una propiedad nueva o recientemente reformada.

Description

Vivienda ubicada en Baiona, Pontevedra, ideal para familias. Con una superficie de 100 m² construidos distribuidos en 2 habitaciones y 2 baños. Se encuentra en una zona residencial de Baiona. En sus alrededores encontramos el Colexio Público Integrado de Cova Terreña, el Instituto de Educación Secundaria Primeiro de Marzo y el Colexio de Educación Infantil e Primaria Fontes. El entorno ofrece colegios, transporte público y supermercados cercanos, proporcionando una vida cómoda y bien comunicada. Se trata de un entorno consolidado, con comercios de proximidad, mercados, cafeterías y restaurantes a pocos minutos. La zona dispone de plazas y espacios verdes, además de centros de salud, farmacias e instalaciones deportivas y culturales. Cuenta con fácil acceso a PO-552, PO-325 y AG-57. Una ubicación que ofrece una excelente calidad de vida y conectividad.

Characteristics

Bathrooms

1

Floor

1

Elevator

No

Terrace

No

Parking

No

Year built

2016

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 100 m² but the cadastre records 1030 m² (+930%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
2727109NG1622N0001MG
Cadastral area
1030 m²
Year built
2016
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

52/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
25/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 100.00m² en Baiona a 3192€/m² (mediana zona 995€/m², delta +220.8%). Estado Impecable. Posesión libre. Zona muy_baja, inventario reciente (57 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 71 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Estado impecable: entrar a vivir sin obra
  • +Aliseda no marca situación especial: presuponer vivienda libre

Risks

  • −Precio +220.8% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Baiona, Pontevedra

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+196.4%Above anchor
Scope
Province (MITMA)
Zone median
€1,077 /m²
This asset
€3,192 /m²
Samples
66
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€319,200
Transfer tax (ITP) 9% — Galicia€28,728
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,117
Estimated total investment€350,045

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceJul 2026 (57 days)
On Atalaya since23 Sept 2026
Last updated25 Sept 2026
See all bank-owned properties in Pontevedra

Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing