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Calle Riu Tordera (urb. Maçanet Residencial Park)

Maçanet Residencial Parc, Maçanet de la Selva, Girona • House • Ref: #CF41A413

€185,000-26% vs area market
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Size

176 m²

Price / m²

€1,051

Rooms

3

OccupancyOccupied · no titleDeduced by AI
70
Calle Riu Tordera (urb. Maçanet Residencial Park) — Maçanet Residencial Parc, Maçanet de la Selva
Photo: Solvia
1 / 5

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un color naranja intenso y un muro bajo con barandilla de balustres.
  • •Exterior: Se observa una puerta de garaje de metal oscuro y una valla de seto en el jardín.
  • •Exterior: El tejado es de teja y se aprecian chimeneas y una antena.

descriptionDescription

Chalet aislado de 176 m² ubicado en Maçanet de la Selva, Girona. Se trata de un chalet aislado desarrollado en planta baja y planta piso, con una superficie de 176 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 2 baños. Construido sobre una parcela de 674 m², destinándose la parte no edificada a zonas ajardinadas. Chalet aislado situado en la urbanización Maçanet Residencial Park, en la periferia de Maçanet de la Selva, con acceso próximo a la carretera C-35 y buenas comunicaciones con la autopista AP-7. Dispone de servicio de autobús urbano que conecta la urbanización con el núcleo urbano y la estación de Maçanet-Massanes, desde donde existen conexiones ferroviarias de Rodalies y Media Distancia. En la zona podemos encontrar supermercados, restaurantes, centros educativos, instalaciones deportivas, oficinas bancarias y otros servicios de uso cotidiano. A pocos minutos del centro de Maçanet de la Selva y de la estación de Maçanet-Massanes. También cuenta con acceso a centros de salud y otros servicios públicos del municipio. Con nuestros servicios podrá encontrar el chalet aislado que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

No

Year built

2004

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

F

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
5663302DG7256S0001BW
Cadastral area
180 m²
Year built
2004
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1157 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

70/100

Confidence: Medium

Score breakdown

Zone delta
25/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
10/15
Zone liquidity
Not assessable
—

Vivienda de 176.00m² en Maçanet de la Selva a 1006€/m² (mediana zona 1623€/m², delta -38.0%). Estado Mejorable. Posesión desconocida. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -38.0% frente a la mediana zonal (1623€/m²)

warningRisks

  • −1073 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Maçanet Residencial Parc, Maçanet de la Selva, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-26.1%Strong opportunity
Scope
Municipality
Zone median
€1,422 /m²
This asset
€1,051 /m²
Period
2026-05
Source
Idealista

account_balancevs other bank assets

+3.2%In line
Scope
Postal code
Zone median
€1,018 /m²
This asset
€1,051 /m²
Samples
9
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€185,000
Transfer tax (ITP) 10% — Cataluña€18,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€648
Estimated total investment€205,148
Estimated refurbishment (state: mejorable)€70,500 – €123,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
19 Sept 2026
€177,000arrow_forward€185,000-4.52%

Listing intel

SourceSolvia
On the market sinceJul 2023 (1157 days)
On Atalaya since12 May 2026
Last updated24 Sept 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing