AtalayaAtalaya

Retail in Zas

Zas, A Coruña • Ref: #CCF2D5FE

€65,000
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Size

121 m²

Price / m²

€537

OccupancyUnconfirmed
52
Retail in Zas — Zas
Photo: Escogecasa
1 / 10

AI visual analysis

Automated analysis · physical condition

10 of 10 photos analyzed

Physical condition

Good

Photo quality

Good

Description

Local comercial de 121 m2, ubicado en planta la baja de un edificio de viviendas, con acceso directo a pie de calle, acondicionado como oficina bancaria y distribuido en zona de atención al público, despacho, almacén y dos aseos. Fachada principal: 6 m. Fondo: 19 m. Altura libre: 2,7 m. No dispone de salida de humos.

Characteristics

Bathrooms

2

Elevator

No

Terrace

No

Parking

No

Year built

1975

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 121 m² but the cadastre records 316 m² (+161%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
7020111NH0772S
Cadastral area
316 m²
Year built
1950
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

52/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Retail location
20/25
Legal liens
7/15
Zone liquidity
0/15

Local comercial planta calle de 121.00m² en Zas a 537€/m² (mediana zona 455€/m², delta %). desconocida. Zona muy_baja, inventario reciente (0 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 72 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Zas, A Coruña

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+19.3%Above anchor
Scope
Province (MITMA)
Zone median
€450 /m²
This asset
€537 /m²
Samples
69
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€65,000
Transfer tax (ITP) 9% — Galicia€5,850
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€72,150

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceEscogecasa
On Atalaya since16 Sept 2026
Last updated25 Sept 2026
See all bank-owned properties in A Coruña

Aggregated data from public sources and servicer Escogecasa. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing