AtalayaAtalaya

Retail in Beniel

Calle Doctor Fleming

Beniel, Murcia • Ref: #CC861CCA

€185,000
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Size

160 m²

Price / m²

€1,156

OccupancyVacant
55
Calle Doctor Fleming — Beniel
Photo: Solvia
1 / 15

AI visual analysis

Automated analysis · physical condition

15 of 15 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: El local comercial presenta un aspecto exterior funcional, con escaparates y puerta de acceso en buen estado.
  • •Salon: El espacio principal del local, que podría ser un salón o área de ventas, tiene suelos de baldosas en buen estado y paredes pintadas en colores vivos, aunque el techo de paneles modulares muestra signos de desgaste y algunas manchas.
  • •Bano: El baño está alicatado y cuenta con inodoro y lavabo, pero se observa un cubo en el suelo y un aspecto general que sugiere una necesidad de actualización.
  • •El espacio de oficina anexo al salón principal presenta desorden y suciedad en el suelo, indicando falta de mantenimiento.

Description

Encuentra Locales en venta en Beniel con Solvia. Te ofrecemos la mejor selección de activos inmobiliarios para que pongas en marcha todos tus proyectos. Excelente local en Beniel, situado próximo al Centro de Salud. Tiene acceso desde dos calles: C/ Doctor Fleming y C/ Miguel de Cervantes, dotándolo de gran luminosidad. Cuenta con una superficie de 160 m², distribuida en su interior en una gran zona diáfana, un despacho y un cuarto de baño. Ubicado en una magnífica zona del municipio, con todos los servicios necesarios al alcance. En Solvia ponemos a tu alcance de forma rápida y sencilla de todo tipo de Locales en Beniel para tu negocio.

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

55/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
Not assessable
—
Legal liens
10/15
Zone liquidity
Not assessable
—

Local comercial planta unknown de 160.00m² en Beniel a 1156€/m² (mediana zona 418€/m², delta %). libre. Zona muy_baja, inventario reciente (1 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 197 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Beniel, Murcia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+176.6%Above anchor
Scope
Province (MITMA)
Zone median
€418 /m²
This asset
€1,156 /m²
Samples
197
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€185,000
Transfer tax (ITP) 8% — Murcia€14,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€648
Estimated total investment€201,448
Estimated refurbishment (state: mejorable)€64,000 – €112,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceSept 2026 (1 days)
On Atalaya since25 Sept 2026
Last updated25 Sept 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing