AtalayaAtalaya

Cl Molino Corteza San Andres

Albaicín, Granada • Studio • Ref: #CBF26ADC

€175,000-11% vs area market
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Size

50 m²

Price / m²

€3,514

Rooms

1

OccupancyVacant
48
Cl Molino Corteza San Andres — Albaicín, Granada
Photo: Altamira
1 / 12

AI visual analysis

Automated analysis · physical condition

12 of 12 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Las paredes de los dormitorios muestran manchas de humedad y desconchones, indicando la necesidad de una reforma.
  • •La cocina está destripada, con azulejos antiguos y sin instalaciones visibles.
  • •Las zonas comunes, como la escalera, presentan un desgaste generalizado y suciedad.
  • •El exterior muestra tejados con tejas deterioradas y suciedad acumulada.

descriptionDescription

Estudio en Cl Molino Corteza San Andres, Granada, Granada. Superficie: 49.8 m², 1 habitaciones, 1 baños.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
7054047VG4175C

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

48/100

Confidence: High

Score breakdown

Zone delta
13/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 49.80m² en Granada a 3514€/m² (mediana zona 3933€/m², delta -10.7%). Requiere Reforma Integral. Posesión libre. Zona baja, 133 días en mercado.

trending_upStrengths

  • +Altamira indica sin riesgo de ocupación

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Albaicín, Granada, Granada

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-10.7%Good price
Scope
Neighbourhood
Zone median
€3,933 /m²
This asset
€3,514 /m²
Period
junio 2026
Source
Idealista

account_balancevs other bank assets

+208.8%Above anchor
Scope
City
Zone median
€1,138 /m²
This asset
€3,514 /m²
Samples
36
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€175,000
Transfer tax (ITP) 7% — Andalucía€12,250
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€613
Estimated total investment€188,863

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
19 Jun 2026
€170,000arrow_forward€175,000-2.94%

Listing intel

SourceAltamira
On the market sinceApr 2026 (134 days)
On Atalaya since19 Apr 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Altamira. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing