AtalayaAtalaya

Apartment in Guadix

Calle Álvaro de Bazán

Guadix, Granada • Ref: #C9CBE28D

€120,000
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Size

121 m²

Price / m²

€992

Rooms

5

OccupancyVacant
49
Calle Álvaro de Bazán — Guadix
Photo: Solvia
1 / 27

AI visual analysis

Automated analysis · physical condition

27 of 27 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Salon: Espacioso con suelos de gres y cerramientos de aluminio, pero requiere repaso de pintura en paredes.
  • •Cocina: Muebles y alicatados antiguos con signos evidentes de grasa y desgaste, precisando actualizacion integral.
  • •Pasillo: Revestimientos de pared y molduras desfasados que requieren renovacion estetica.
  • •Fachada: Edificio plurifamiliar en esquina en estado de conservacion aceptable.

Description

Excelente piso de cinco dormitorios y un baño. Se encuentra en un edificio residencial con ascensor. Situado en el municipio de Guadix, en la provincia de Granada. La vivienda tiene una superficie aproximada de 121 m². Se distribuye en cinco dormitorios, un baño, salón-comedor con terraza, cocina independiente con despensa y terraza. Cuenta con cocina independiente amueblada y equipada con muebles y un baño. Se ubica en una zona consolidada y rodeada de todo tipo de servicios, tales como, sanitarios, educativos, lúdicos, restaurantes, supermercados, comercios, etc. Dispone de buenas conexiones por carretera para acceder al municipio. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

Yes

Year built

1966

Pool

No

Air conditioning

No

Heating

No

Energy rating

E

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
8585006VG8288F0009KT
Cadastral area
123 m²
Year built
1966
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 973 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

49/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
Not assessable
—

Vivienda de 120.97m² en Guadix a 992€/m² (mediana zona 701€/m², delta +41.5%). Estado Mejorable. Posesión libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 371 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Solvia no marca ocupación y publica 22 fotos del interior

Risks

  • −Precio +41.5% por encima de mediana zonal
  • −968 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Guadix, Granada

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+41.5%Above anchor
Scope
Province (MITMA)
Zone median
€701 /m²
This asset
€992 /m²
Samples
374
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€120,000
Transfer tax (ITP) 7% — Andalucía€8,400
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€420
Estimated total investment€129,820
Estimated refurbishment (state: mejorable)€48,500 – €84,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (973 days)
On Atalaya since21 Oct 2026
Last updated25 Oct 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing