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Apartment in Campo de Criptana

Campo de Criptana, Ciudad Real • Ref: #C903B966

€26,100
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Size

88 m²

Price / m²

€297

OccupancyUnconfirmed
48
Apartment in Campo de Criptana — Campo de Criptana
Photo: Altamira
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: edificio plurifamiliar de varias plantas con pintura blanca y zocalo azul en estado general aceptable pero con signos leves de envejecimiento.
  • •Exterior: acceso comunitario a traves de pasaje cubierto con rampa y barandillas metalicas visibles desde la calle.
  • •Balcon: balcones exteriores con barandillas metalicas sencillas y cierres con persianas tradicionales.

Description

Piso en MAESTRO MANZANARES, 55, Campo De Criptana, Ciudad Real. Superficie: 88 m², 0 habitaciones, 0 baños. Tipo de operación: CESIÓN DE REMATE.

Characteristics

Elevator

No

Terrace

No

Parking

No

Year built

1976

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 88 m² but the cadastre records 494 m² (+461%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9512714VJ8691S
Cadastral area
494 m²
Year built
1976
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 452 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

48/100

Confidence: Medium

Score breakdown

Zone delta
13/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 88.00m² en Campo de Criptana a 297€/m² (mediana zona 357€/m², delta -16.8%). Estado Mejorable. Posesión desconocida. Zona muy_baja, stock estancado (442 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 9 listings bancarios del mismo postal — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Risks

  • −Referencia zonal poco fiable (fuente internal, n=9)
  • −442 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Campo de Criptana, Ciudad Real

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-16.6%Good price
Scope
Postal code
Zone median
€356 /m²
This asset
€297 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€26,100
Transfer tax (ITP) 9% — Castilla-La Mancha€2,349
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€29,749
Estimated refurbishment (state: mejorable)€35,000 – €61,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 2 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
6 Apr 2026
€24,040arrow_forward€24,040-0%
17 Aug 2026
€24,040arrow_forward€26,100-8.57%

Listing intel

SourceAltamira
On the market sinceJul 2025 (452 days)
On Atalaya since11 Apr 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Campo de Criptana by AI score

See all bank-owned properties in Campo de Criptana

Aggregated data from public sources and servicer Altamira. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing