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AtalayaAtalaya

Cm Tudela

Artajona, NavarraLandRef: #C78A93CA

€148,000
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Size

18660 m²

Price / m²

€8

OccupancyOccupied · type to verify
68
Cm Tudela — Artajona
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

29 of 29 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Lote de suelo urbanizable sectorizado, con una superficie total de 18660 m², de uso residencial, situadas en la localidad de Artajona, provincia de Navarra. Se trata de un lote formado por 11 suelos clasificados como suelos urbanos, con unas superficies comprendidas entre los 794 m² hasta los 2.596 m², de uso residencial, para la construcción de casa adosada o pareada, con edificabilidad desde los 1.568 ²/t. Artajona es una villa y municipio español de la Comunidad Foral de Navarra, situado en la merindad de Olite, en la comarca de Tafalla, a 31 km de la capital, Pamplona. Las parcelas se encuentran próximas a la carretera NA-6021. La zona dispone de variado equipamiento, restaurantes, equipamiento comercial básico de todo tipo, polideportivo, etc. Con los servicios de Solvia podrá conocer las posibilidades reales de este solar y valorar sus posibilidades de inversión. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
310000000002328751EE

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 3854 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

68/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
10/20
Zoning
15/25
Legal liens
10/15
Zone liquidity
4/15

Suelo urbanizable (uso unknown) de 18659.50m² en Artajona a 8€/m² (mediana zona 22€/m², delta -63.6%). Posesión con ocupación a verificar. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -63.6% frente a la mediana zonal (22€/m²)

warningRisks

  • 3853 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Artajona, Navarra

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-95.0%Strong opportunity
Scope
Province (MITMA)
Zone median
€159 /m²
This asset
€8 /m²
Samples
174
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€148,000
Transfer tax (ITP) 6% — Navarra€8,880
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€518
Estimated total investment€158,398

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2016 (3854 days)
On Atalaya since26 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Artajona by AI score

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing