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Calle Joaquín Blume

Priego de Córdoba, CórdobaRetailRef: #C770AA6A

€99,900
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Size

1579 m²

Price / m²

€63

OccupancyVacant
54
Calle Joaquín Blume — Priego de Córdoba
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

6 of 6 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • Fachada: El edificio presenta un aspecto general aceptable, con balcones y toldos en buen estado.
  • Exterior: Se aprecian algunos bajos comerciales cerrados o en obra, lo que podría indicar una zona en desarrollo o con locales vacíos.
  • Exterior: La calle y los vehículos estacionados sugieren un entorno urbano consolidado.

descriptionDescription

Dos locales en planta baja y sótano. La edificación, ocupa toda una manzana en la que en parte de una fachada existe otra edificación, las calles entre las que se sitúa son, calle de los Silos, Av. de la Infancia, Miguel Indurain y la calle donde se sitúan los dos locales. La planta sótano, tiene un uso como garaje, aunque también como local, siendo el acceso oeste desde los locales de planta baja, la planta baja en su totalidad tiene un uso de locales comerciales, a excepción de los portales de entrada al edificio y el resto de plantas a viviendas Ubicada en el sureste de la provincia de Córdoba, a unos 100 Kilómetros de la capital, Priego de Córdoba se encuentra localizado en pleno corazón de las Sierras Subbéticas, limitando con dos provincias, al este con Jaén y al sureste con Granada, y tres partidos judiciales, al Noroeste con Baena, al suroeste con Rute y al oeste con Cabra. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
3449301UG9434N

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 361 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

54/100

Confidence: High

Score breakdown

Zone delta
Not assessable
Possession
20/20
Retail location
6/25
Legal liens
10/15
Zone liquidity
3/15

Local comercial planta sotano de 1578.52m² en Priego de Córdoba a 63€/m² (mediana zona 432€/m², delta %). libre. Zona muy_baja, 360 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 31 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Priego de Córdoba, Córdoba

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-85.4%Strong opportunity
Scope
Province (MITMA)
Zone median
€432 /m²
This asset
€63 /m²
Samples
29
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€99,900
Transfer tax (ITP) 7% — Andalucía€6,993
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€350
Estimated total investment€108,243
Estimated refurbishment (state: mejorable)€631,500€1,105,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceSept 2025 (361 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing