AtalayaAtalaya

Apartment in Badalona

Calle Saturno Nº 3 Atico 3ª

Districte 4, Badalona, Barcelona • Auction • Ref: #C74974E8

€73,624
open_in_newView original listing

Get new bank-owned properties in Badalona under your budget by email. Free.

Size

47 m²

Rooms

3

OccupancyOccupied · vulnerable
61
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

Description

PISO ÁTICO PUERTA TERCERA, situado en la cuarta planta alta, de la casa sita en Badalona, con frente a la calle Saturno número treinta y cuatro. Ocupa una superficie de cuarenta y siete metros cuadrados. Consta de cocina—comedor, tres dormitorios, baño—aseo, y terraza . Linda: al frente, finca de Ignacio Boguñá, patio central de luces y escalera general; derecha entrando, ático segunda, escalera general, patio central de luces, escaIera general y ático primera; izquierda, proyección vertical de la calle Ancha; fondo finca, de Ignacio Boguñá, patio central de luces y escalera general; arriba, su propia cubierta, y abajo piso segundo tercera y cuarta. Tiene un valor con respecto al del total inmueble de 4 ' 39i

Characteristics

Bathrooms

1

Year built

1970

Legal & cadastral analysis

expand_more

Legal analysis (AI)

Ocupaciónocupada
Desahucio necesario
Cargas (€)€41,903
Detalle cargasHipoteca a favor de RENO BROKER, S.L. por 41902.85 euros más 12570.85 euros presupuestados para intereses y costas. La hipoteca original fue constituida a favor de "CAIXA D'ESTALVIS DE CATALUNYA" y posteriormente modificada y cedida a "BANCO BILBAO VIZCAYA ARGENTARIA, S.A.". Existe una segunda hipoteca a favor de "CAIXA D'ESTALVIS DE CATALUNYA" también modificada y cedida a "BANCO BILBAO VIZCAYA ARGENTARIA, S.A.". Ambas hipotecas están vigentes y sin cancelar. Además, existen afecciones fiscales por cambio de acreedor en ambas hipotecas.
Hipoteca€41,903
Puja mínima€73,624
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, afeccion_fiscal
Análisis riesgoLa propiedad está ocupada por el demandado, quien ha sido declarado vulnerable, lo que retrasa el lanzamiento. Existen dos hipotecas activas y afecciones fiscales, lo que añade complejidad a la gestión de cargas.

Cadastral data

straightenUnreconciled surface: the listing states 47 m² but the cadastre records 56 m² (+19%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4986102DF3848F0020RQ
Cadastral area
56 m²
Year built
1970
Cadastral use
Residential

How to bid in this auction (BOE)

expand_more
  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

61/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
0/20
Physical state
Not assessable
—
Legal liens
6/15
Zone liquidity
15/15
BOE bonus
3/6

Subasta BOE en Badalona a 73,624€. Sin tasación de referencia publicada. Posesión con ocupantes en vulnerabilidad protegida. Subasta cierra en 12 días.

Strengths

  • +Descuento del -39.8% frente a la mediana zonal (2600€/m²)
  • +Subasta inminente: cierre en 12 días, ventana de decisión limitada (presión vendedora)
  • +Vivienda habitual del deudor: activo real ocupado por propietario, no nominal

Risks

  • −Documentación judicial: vulnerabilidad protegida por ley anti-desahucios
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Districte 4, Badalona, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-39.8%Strong opportunity
Scope
Municipality
Zone median
€2,600 /m²
This asset
€1,566 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€73,624
Transfer tax (ITP) 10% — Cataluña€7,362
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€82,286

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 7 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (8 days)
On Atalaya since17 Sept 2026
Last updated17 Sept 2026

Zone comparables

Top 5 similar properties in Badalona by AI score

See all bank-owned properties in Badalona
Calle Enric Granados
86

Calle Enric Granados

€77,224

€1,404/m² · 55 m²

View analysis
Calle Ricardo Strauss
80

Calle Ricardo Strauss

€160,000

€1,928/m² · 83 m²

View analysis
Avenida Pau Piferrer, 75
80

Avenida Pau Piferrer, 75

€110,830

€1,303/m² · 85 m²

View analysis
Calle Ricard Strauss
80

Calle Ricard Strauss

€89,000

€1,978/m² · 45 m²

View analysis
Piso en Victor Balaguer
78

Piso en Victor Balaguer

€80,700

€1,416/m² · 57 m²

View analysis

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing