AtalayaAtalaya

Apartment in Pedro Muñoz

Calle Paloma, 64

Pedro Muñoz, Ciudad Real • Ref: #C6BE4096

€172,685
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Size

697 m²

Price / m²

€247

Rooms

3

OccupancyVacant
70
Calle Paloma, 64 — Pedro Muñoz
Photo: holapisos
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: edificio residencial plurifamiliar de varias plantas con cerramientos de rejas en planta baja y carpinteria exterior con persianas cerradas.
  • •Exterior: unicamente se dispone de imagen de fachada a pie de calle sin acceso visual al interior de la vivienda.

Description

Amplio Piso en Pedro Muñoz, Ciudad Real, ideal para familias. Este amplio Piso consta de 120 m² construidos distribuidos en tres habitaciones, salón-comedor, cocina y dos aseos. Está situado en el centro de Pedro Muñoz, en sus alrededores encontramos supermercados, bancos, farmacias, oficinas de correos y centros deportivos. Cuenta con fácil acceso a N-420. Este inmueble es una Vivienda de Protección Oficial. El comprador o inquilino ha de destinar la vivienda de VPO a residencia habitual y permanente, cumpliendo los requisitos que se establezcan para este tipo de viviendas.

Characteristics

Bathrooms

2

Elevator

No

Terrace

No

Parking

No

Year built

1989

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

Legal & cadastral analysis

expand_more

Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 697 m² but the cadastre records 1626 m² (+133%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4407301WJ0640N
Cadastral area
1626 m²
Year built
1989
Cadastral use
Industrial

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

70/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
5/15

Vivienda de 697.00m² en Pedro Muñoz a 247€/m² (mediana zona 467€/m², delta -47.1%). Estado Mejorable. Posesión libre. Zona muy_baja, inventario reciente (81 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 256 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Descuento del -47.1% frente a la mediana zonal (467€/m²)
  • +Aliseda no marca situación especial: presuponer vivienda libre

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Pedro Muñoz, Ciudad Real

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+2.9%In line
Scope
City
Zone median
€240 /m²
This asset
€247 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€172,685
Transfer tax (ITP) 9% — Castilla-La Mancha€15,542
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€604
Estimated total investment€189,831
Estimated refurbishment (state: mejorable)€279,000 – €488,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On Atalaya since9 Jul 2026
Last updated9 Oct 2026

Zone comparables

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Flat For Sale In C Paloma 74 Pedro Muñoz Ciudad Real
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Flat For Sale In C Paloma 74 Pedro Muñoz Ciudad Real

€480,000

€359/m² · 1336 m²

View analysis

Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing