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Land in Alfaro

Calle Alonso

Alfaro, La Rioja • Ref: #C5EF2235

€11,600
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OccupancyVacant
69
Calle Alonso — Alfaro
Photo: Solvia
1 / 7

AI visual analysis

Automated analysis · physical condition

0 of 7 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

Description

Solar urbano situado en Alfaro (La Rioja), con una superficie catastral de 101 m² y una participación indivisa del 53% del solar, correspondiente registralmente a dos antiguas viviendas de un edificio actualmente derribado. Según la información urbanística disponible, la parcela permite una ocupación del 100% del suelo y una altura máxima de Baja + 3 plantas, lo que otorga un notable potencial edificatorio. La promoción más probable sería la construcción de un edificio mixto compuesto por local comercial en planta baja y tres viviendas en plantas superiores, alcanzando una edificabilidad estimada de 245 m² para uso residencial y 81 m² para uso comercial. Ubicado en pleno núcleo urbano de Alfaro, el solar dispone de todos los servicios urbanísticos necesarios y se encuentra rodeado de comercios, equipamientos y servicios. Su excelente ubicación y potencial de desarrollo lo convierten en una oportunidad especialmente interesante para promotores, constructores e inversores que busquen participar en una actuación residencial con componente comercial en una zona consolidada de la localidad. Una interesante oportunidad de inversión en suelo urbano con aprovechamiento residencial y comercial, en uno de los municipios con mayor actividad económica de La Rioja Baja.

Characteristics

Year built

1925

Energy rating

F

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
3204912XM0730C0003WX
Cadastral area
84 m²
Year built
1925
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 431 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Zoning
22/25
Legal liens
10/15
Zone liquidity
8/15

Suelo urbano (residencial) de ?m² en Alfaro a ?€/m². Sin referencia zonal. Posesión libre. Zona muy_baja, stock estancado (406 días).

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −Sin referencia zonal específica para land en esta zona
  • −406 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Alfaro, La Rioja

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

—
Scope
Province (MITMA)
Zone median
€41 /m²
Samples
112
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€11,600
Transfer tax (ITP) 7% — La Rioja€812
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€13,712

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
18 Sept 2026
€12,400arrow_forward€11,600-6.45%

Listing intel

SourceSolvia
On the market sinceAug 2025 (431 days)
On Atalaya since10 Sept 2026
Last updated25 Oct 2026

Zone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing