AtalayaAtalaya

Vivienda en Salinas de Oro

Salinas de Oro, Navarra • House • Ref: #C52326A9

€21,600
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Size

475 m²

Price / m²

€45

Rooms

6

OccupancyVacant
57
Vivienda en Salinas de Oro — Salinas de Oro
Photo: Solvia
1 / 24

AI visual analysis

Automated analysis · physical condition

24 of 24 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •El salón presenta paredes con desconchones y el techo con manchas de humedad, indicando necesidad de pintura y posible reparación.
  • •La cocina muestra instalaciones antiguas, azulejos desgastados y electrodomésticos viejos, lo que sugiere una reforma completa.
  • •La fachada del edificio tiene zonas con el revoque caído y andamios, lo que indica obras en curso o necesarias.
  • •En general, la propiedad requiere una reforma integral debido al estado de las paredes, techos y equipamiento.

descriptionDescription

Bank-owned property managed by Solvia (BuildingCenter, S.A.U. (CaixaBank)).

Characteristics

Bathrooms

3

Elevator

No

Terrace

Yes

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

57/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Physical state
7/25
Legal liens
7/15
Zone liquidity
Not assessable
—

Vivienda de 475.14m² en Salinas de Oro a 45€/m² (mediana zona 427€/m², delta %). Requiere Reforma Integral. Posesión libre. Zona muy_baja, inventario reciente (0 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 92 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +BuildingCenter (CaixaBank) declara el activo con posesión: libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Salinas de Oro, Navarra

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-89.2%Strong opportunity
Scope
Province (MITMA)
Zone median
€417 /m²
This asset
€45 /m²
Samples
96
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€21,600
Transfer tax (ITP) 6% — Navarra€1,296
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€24,196

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
17 Sept 2026
€27,775arrow_forward€21,600-22.23%

Listing intel

SourceBuildingCenter (CaixaBank)
On Atalaya since16 Sept 2026
Last updated23 Sept 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing