AtalayaAtalaya

Grupo Sant Jaume, s/n

Centro de Salt, Salt, Girona • Apartment • Ref: #C501FC92

€13,090
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Size

52 m²

Price / m²

€251

Rooms

3

OccupancyVacant
57
Grupo Sant Jaume, s/n — Centro de Salt, Salt
Photo: aliseda
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un color descolorido y algunas manchas.
  • •Exterior: Se observan cables eléctricos expuestos y desordenados en la fachada.
  • •Balcon: Las persianas de los balcones muestran signos de desgaste y suciedad.

descriptionDescription

Os damos la bienvenida a este cómodo piso situado en Salt, Gerona. El inmueble se distribuye en tres habitaciones, salón-comedor, cocina y un baño. La vivienda se encuentra en la 1a planta del edificio. Se encuentra en el centro de Salt. En sus alrededores encontramos el Hospital de Santa Caterina, escuelas, supermercados, bancos, bibliotecas, farmacias, oficinas de correos y centros deportivos. En términos de accesibilidad, la propiedad dispone de múltiples conexiones y cuenta con fácil acceso a Autopista del Mediterráneo. En Aliseda Inmobiliaria tenemos la mayor oferta de inmuebles al mejor precio garantizado. Descubre nuestra amplia oferta inmobiliaria y no pierdas la oportunidad de encontrar la casa perfecta para ti.

Characteristics

Bathrooms

1

Floor

1

Elevator

No

Terrace

No

Parking

No

Year built

1962

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
2971816DG8427B0004SI
Cadastral area
52 m²
Year built
1962
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 805 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

57/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
12/15

Vivienda de 52.00m² en Salt a 251€/m² (mediana zona 1747€/m², delta -85.6%). Estado Mejorable. Posesión libre. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -85.6% frente a la mediana zonal (1747€/m²)
  • +Aliseda no marca situación especial: presuponer vivienda libre

warningRisks

  • −804 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Centro de Salt, Salt, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-85.6%Strong opportunity
Scope
Municipality
Zone median
€1,747 /m²
This asset
€251 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-77.2%Strong opportunity
Scope
Postal code
Zone median
€1,101 /m²
This asset
€251 /m²
Samples
21
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€13,090
Transfer tax (ITP) 10% — Cataluña€1,309
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€15,699
Estimated refurbishment (state: mejorable)€21,000 – €36,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
21 Jul 2026
€14,400arrow_forward€13,090-9.1%

Listing intel

SourceAliseda
On the market sinceJun 2024 (805 days)
On Atalaya since11 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing