AtalayaAtalaya

Vivienda en Colmenar de Oreja

Colmenar de Oreja, Madrid • House • Ref: #C4586837

€323,000
open_in_newView original listing

Get new bank-owned properties in Colmenar de Oreja under your budget by email. Free.

Size

406 m²

Price / m²

€796

Rooms

4

OccupancyVacant
42
Vivienda en Colmenar de Oreja — Colmenar de Oreja
Photo: Solvia
1 / 30

AI visual analysis

Automated analysis · physical condition

30 of 30 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •La cocina está destripada, faltan electrodomésticos y hay signos de humedad en el techo.
  • •El salón presenta paredes con pintura en mal estado y un hueco de chimenea sin terminar.
  • •El exterior de la propiedad muestra un jardín descuidado con vegetación seca.
  • •Hay indicios de obra en curso en varias estancias, con paredes sin terminar y cableado expuesto.

descriptionDescription

Bank-owned property managed by Solvia (BuildingCenter, S.A.U. (CaixaBank)).

Characteristics

Bathrooms

3

Elevator

No

Terrace

No

Parking

Yes

Year built

2007

Pool

Yes

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

D

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
8265524VK5386S0001ME
Cadastral area
416 m²
Year built
2007
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

42/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
7/25
Legal liens
7/15
Zone liquidity
6/15

Vivienda de 405.54m² en Colmenar de Oreja a 796€/m² (mediana zona 3815€/m², delta -79.1%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, inventario reciente (0 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 2323 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +Descuento del -79.1% frente a la mediana zonal (3815€/m²)
  • +BuildingCenter (CaixaBank) declara el activo con posesión: libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Colmenar de Oreja, Madrid

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-79.1%Strong opportunity
Scope
Province (MITMA)
Zone median
€3,806 /m²
This asset
€796 /m²
Samples
2341
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€323,000
Transfer tax (ITP) 6% — Madrid€19,380
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,131
Estimated total investment€344,511

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
17 Sept 2026
€340,000arrow_forward€323,000-5%

Listing intel

SourceBuildingCenter (CaixaBank)
On Atalaya since16 Sept 2026
Last updated23 Sept 2026

compare_arrowsZone comparables

Top 5 similar properties in Colmenar de Oreja by AI score

Casa en Coruña
66

Casa en Coruña

€194,000

€1,386/m² · 140 m²

View analysisarrow_forward
Calle Dinamarca
30

Calle Dinamarca

€165,000

€208/m² · 793 m²

View analysisarrow_forward

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing