AtalayaAtalaya

Calle Ferran Antequera 2-4chaflan Ctra Manresa, 58

Igualada, Barcelona • Retail · Auction • Ref: #C3F7F15B

€634,487
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OccupancyUnconfirmed
55
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

descriptionDescription

Fincas sitas en Igualada, calle Ferrán d¿Antequera, 2/4, inscrita en el Registro de la Propiedad nº 1 Igualada, el tomo 3045, libro 895 LOTE 13.- Finca registral 32447 local de negocio , valoración a efectos de subasta en 634.486,70€

gavelLegal & cadastral analysis

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balanceLegal analysis (AI)

Ocupacióndesconocido
Cargas (€)€3,801,890
Detalle cargasHipoteca a favor de CAIXA D'ESTALVIS DE MANRESA por 3359285.05 EUR de principal, 354874.87 EUR de intereses y 335928.51 EUR para costas y gastos. Parcialmente cancelada, quedando 3320696.89 EUR de principal, 350798.42 EUR de intereses y 332666.53 EUR para costas y gastos. Transmitida a SOCIEDAD DE GESTION DE ACTIVOS PROCEDENTES DE LA REESTRUCTURACION BANCARIA, SOCIEDAD ANONIMA.
Hipoteca€3,804,162
Fase judicialejecucion
Nivel de riesgomedium
Litigioshipoteca
Análisis riesgoExiste una hipoteca con un importe considerable. La ocupación es desconocida, lo que añade un riesgo adicional.

routeHow to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

55/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Retail location
Not assessable
—
Legal liens
4/15
Zone liquidity
13/15
BOE bonus
3/6

Subasta BOE en Igualada a 634,487€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 16 días.

trending_upStrengths

  • +Subasta inminente: cierre en 16 días, ventana de decisión limitada (presión vendedora)
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas

warningRisks

  • −Sin referencia zonal específica para retail en esta zona
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Igualada, Igualada, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

—
Scope
Province (MITMA)
Zone median
€478 /m²
Samples
31
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€634,487
Transfer tax (ITP) 10% — Cataluña€63,449
Notary (est.)€952
Land Registry (est.)€634
Admin agency (est.)€2,221
Estimated total investment€701,743

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 28 September 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (15 days)
On Atalaya since12 Sept 2026
Last updated12 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing