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Building in El Bosque

Bosque el, Cadiz • Ref: #C3C3D5A7

€89,000
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Size

108 m²

Price / m²

€824

OccupancyUnconfirmed
47
Building in El Bosque — Bosque el
Photo: Servihabitat
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AI visual analysis

Automated analysis · physical condition

6 of 6 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Salon: Espacio diafano con suelos de gres y paredes pintadas en blanco en buen estado aparente, aunque con acumulacion de residuos y plasticos por retirar.
  • •Salon: Faltan luminarias encastradas en falso techo y mecanismos electricos en varios puntos.
  • •Exterior: Vistas panoramicas del entorno urbano y montanoso sin danos apreciables.

Description

Avda. Juan Xxiii, 12. Estado: second-hand

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 108 m² but the cadastre records 156 m² (+44%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
6511413TF7761B
Cadastral area
156 m²
Year built
1965
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

47/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Building use
Not assessable
—
Legal liens
7/15
Zone liquidity
Not assessable
—

Edificio unknown de 108.00m² en Bosque el a 824€/m² (mediana zona 445€/m², delta %). Posesión desconocida. Zona muy_baja sin fecha de publicación fiable.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 91 listings bancarios del mismo national — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Bosque el, Cadiz

Estimated acquisition costs

Asset price€89,000
Transfer tax (ITP) 7% — Andalucía€6,230
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€312
Estimated total investment€96,542
Estimated refurbishment (state: mejorable)€43,000 – €75,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceServihabitat
On Atalaya since24 Oct 2026
Last updated24 Oct 2026
See all bank-owned properties in El Bosque

Aggregated data from public sources and servicer Servihabitat. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing