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AtalayaAtalaya

Plaza Esglesia

Tordera, BarcelonaRetailRef: #C2699325

€45,725
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Size

73 m²

Price / m²

€630

OccupancyUnconfirmed
56
Plaza Esglesia — Tordera
Photo: Solvia
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Local comercial de 72 m² ubicado en Tordera, Barcelona. Se trata de un local comercial distribuido en varias dependencias. Cuenta con acceso directo desde calle, lo que facilita la entrada y salida de clientes y proveedores. El local comercial se sitúa en el núcleo urbano de Tordera, una ubicación privilegiada que ofrece una excelente visibilidad y accesibilidad. Los accesos principales incluyen la carretera BV-5122, que conecta con otras localidades cercanas y con la autopista C-32, facilitando el desplazamiento hacia Barcelona y otras áreas de la provincia. En cuanto a las comunicaciones públicas, Tordera cuenta con una estación de tren de cercanías (Rodalies de Catalunya) que conecta con Barcelona y otras poblaciones importantes de la región. Además, dispone de varias líneas de autobuses interurbanos que permiten un fácil acceso a diferentes puntos de interés. En los alrededores del local se encuentran diversos servicios como supermercados, restaurantes, oficinas bancarias, y otros negocios comerciales que garantizan una gran afluencia de público. Asimismo, la zona cuenta con centros educativos y centros de salud que ofrecen comodidad y practicidad para los residentes y visitantes. Entre los puntos de interés cercanos destaca la Iglesia de Sant Esteve, un emblemático lugar de la localidad que aporta un atractivo cultural y turístico a la zona. Con nuestros servicios podrá encontrar el local comercial que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Year built

1930

Energy rating

E

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 72.62 m² but the cadastre records 158 m² (+118%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9475301DF2897E
Cadastral area
158 m²
Year built
1930
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 531 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

56/100

Confidence: Medium

Score breakdown

Zone delta
8/30
Possession
Not assessable
Retail location
20/25
Legal liens
10/15
Zone liquidity
8/15

Local comercial planta calle de 72.62m² en Tordera a 630€/m² (mediana zona 676€/m², delta -6.8%). desconocida. Zona baja, stock estancado (530 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 571 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

warningRisks

  • 530 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Tordera, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-6.7%In line
Scope
Province (MITMA)
Zone median
€675 /m²
This asset
€630 /m²
Samples
538
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€45,725
Transfer tax (ITP) 10% — Cataluña€4,573
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€51,598

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMar 2025 (531 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing