AtalayaAtalaya

Calle Prado San Andrés

Cirueña, La Rioja • Land • Ref: #C1EA5EB3

€78,000
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Size

3120 m²

Price / m²

€25

OccupancyVacant
55
Calle Prado San Andrés — Cirueña
Photo: Solvia
1 / 8

AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Suelo de 3120 m² ubicado en Cirueña, La Rioja. Se trata de un suelo urbano consolidado de 3120 m² que admite una edificabilidad aproximada de 3120 m²t. Uso característico: Residencial de vivienda familiar. Usos compatibles: Hospedaje, recreativo y cultura. Usos complementarios: Almacén de guarda de maquinaria, aperos, vinculado a explotación agraria, aparcamientos (excluído garaje-aparcamiento en planta baja). El activo se sitúa en el polígono 507, en la periferia de la localidad, con buenos accesos por la carretera LR-204, que conecta con la N-120 a pocos minutos. En la zona existen servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos y otros negocios comerciales. Cerca del campo de golf Rioja Alta Golf Club. La localidad dispone de servicio de autobuses interurbanos que comunican con municipios cercanos y con la estación de tren más próxima en Santo Domingo de la Calzada, a unos minutos en coche. Con nuestros servicios podrá encontrar el suelo urbano consolidado que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
26050A507005620000LG

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 3911 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

55/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
20/20
Zoning
22/25
Legal liens
10/15
Zone liquidity
0/15

Suelo urbano (uso residencial) de 3120.00m² en Cirueña a 25€/m² (mediana zona 111€/m², delta -77.4%). Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -77.4% frente a la mediana zonal (111€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −3910 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cirueña, La Rioja

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-46.8%Strong opportunity
Scope
Province (MITMA)
Zone median
€47 /m²
This asset
€25 /m²
Samples
132
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€78,000
Transfer tax (ITP) 7% — La Rioja€5,460
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€84,760

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceDec 2015 (3911 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing