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Apartment in Lleida

Calle Mare Dolcet,12

Balàfia, Lleida • Auction • Ref: #C0C71E97

€10,000
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Size

72 m²

OccupancyUnconfirmed
90
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

Description

Porción de terreno en la ciudad de Lleida, partida Balafia, de setenta y dos metros, quince decímetros cuadrados, sobre la que existe una VIVIENDA de planta baja y primer piso, señalada con el número doce de la calle Mare Dolcet, de sesenta y cinco metros cuadrados edificados en planta, quedando el resto de la superficie del terreno destinada a patio de luces.

Legal & cadastral analysis

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Legal analysis (AI)

Ocupacióndesconocido
Cargas (€)€0
Detalle cargasCargas o gravámenes que afectan a la finca anteriores al derecho anotado en el Registro de la Propiedad a favor del Ayuntamiento de Lleida: Ninguna
Puja mínima€10,000
Depósito (%)5%
Fase judicialejecucion
Nivel de riesgolow
Litigiosembargo, afeccion_fiscal
Análisis riesgoLa subasta es de una porción indivisa del 20% de la propiedad, lo que puede complicar la venta posterior. No hay cargas anteriores al embargo del Ayuntamiento.

Cadastral data

straightenUnreconciled surface: the listing states 72.15 m² but the cadastre records 190 m² (+163%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
2313213CG0121C0002FL
Cadastral area
190 m²
Year built
1966
Cadastral use
Residential

How to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

90/100

Confidence: Medium

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
14/15
Zone liquidity
9/15
BOE bonus
2/6

Subasta BOE en Lleida. Puja mínima 10,000€ vs tasación 30,566€ (descuento judicial 67.3%). Posesión desconocida. Subasta cierra en 19 días.

Strengths

  • +Descuento del -90.9% frente a la mediana zonal (1526€/m²)
  • +Descuento judicial del 67.3% sobre tasación (10,000€ vs 30,566€)
  • +Subasta inminente: cierre en 19 días, ventana de decisión limitada (presión vendedora)
  • +Cargas en posición preferente: hipoteca primaria, sin cargas senior ocultas
  • +Cargas legales acotadas o inexistentes

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Balàfia, Lleida, Lleida

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-90.9%Strong opportunity
Scope
Municipality
Zone median
€1,526 /m²
This asset
€139 /m²
Period
septiembre 2026
Source
Idealista

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€10,000
Transfer tax (ITP) 10% — Cataluña€1,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€12,300

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 14 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (1 days)
On Atalaya since24 Sept 2026
Last updated24 Sept 2026

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Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing