AtalayaAtalaya

Calle Camino de Santiago

Garrafe de Torío, León • Land • Ref: #C0ACE910

€195,000
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Size

18914 m²

Price / m²

€10

OccupancyVacant
75
Calle Camino de Santiago — Garrafe de Torío
Photo: Solvia
1 / 9

AI visual analysis

Automated analysis · physical condition

9 of 9 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Parcela de terreno clasificada como suelo urbano con una superficie de 18913 m², de uso residencial ubicada en la localidad de Garrafe de Torio, provincia de León. La parcela se sitúa a 12 minutos de la carretera nacional N-630. Se trata de una parcela clasificada como suelo urbano con una superficie de 18.913 m², de uso residencial y con una edificabilidad de 10137 m²t, para la construcción de 39 viviendas adosadas de 260 m² y con unas parcelas con unas superficies desde 150 m². Con los servicios de Solvia podrá conocer las posibilidades reales de este solar y valorar sus posibilidades de inversión. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
6827603TN8362N0001PB
Cadastral use
Urbanization works · undeveloped land

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 4830 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

75/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
20/20
Zoning
15/25
Legal liens
10/15
Zone liquidity
2/15

Suelo urbanizable (uso unknown) de 18913.99m² en Garrafe de Torío a 10€/m² (mediana zona 25€/m², delta -60.0%). Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -60.0% frente a la mediana zonal (25€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −4828 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Garrafe de Torío, León

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-68.8%Strong opportunity
Scope
Province (MITMA)
Zone median
€32 /m²
This asset
€10 /m²
Samples
57
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€195,000
Transfer tax (ITP) 8% — Castilla y León€15,600
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€683
Estimated total investment€212,283

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJun 2013 (4830 days)
On Atalaya since15 Aug 2026
Last updated30 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing