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Apartment in Pineda de Mar

Pineda de Mar, Barcelona • Ref: #BC6E5BC8

€245,000-35% vs area market
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Size

160 m²

Price / m²

€1,531

Rooms

3

OccupancyOccupied · type to verify
64
Apartment in Pineda de Mar — Pineda de Mar
Photo: Solvia
1 / 18

AI visual analysis

Automated analysis · physical condition

18 of 18 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Fachada: edificio residencial en bloque de ladrillo caravista con balcones en estado conservado.
  • •Salon: estancia amplia con suelos de terrazo pulidos, carpinterias con persianas mallorquinas y muebles de pladur/madera empotrados en buen estado general.
  • •Cocina: equipada con muebles clasicos en buen uso, encimera de granito y placa de coccion operativa sin signos graves de deterioro.

Description

Vivienda situada en la Avenida Montserrat situado en la localidad de Pineda de Mar, en la provincia de Barcelona. La vivienda tiene una superficie construida de 160 m2 y está distribuida en un amplio hall de entrada, que da acceso a una cocina independiente muy luminosa, y un pasillo que distribuye a un gran salón comedor, dormitorios siendo una de ellas habitación doble, y cuarto de baño completo. Se localiza en una zona consolidada con carácter urbano y residencial, situado a pocos minutos del centro de la población, rodeado por fincas de similares características. Dispone de equipamientos suficientes en el entorno como: médico-sanitario, docente, religioso, comercial, restaurantes. Cuenta con buenas comunicaciones con el resto de la localidad. Buen acceso a través de carreteras principales que rodea al municipio y lo comunican con el resto de la provincia. [Aviso legal] El inmueble se encuentra gravado con una o varias cargas, la/s cual/es se encuentra/n pendiente/s de su cancelación. Consultar su situación actual, así como, sus posibles limitaciones y la asunción de su cancelación. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra. El inmueble se encuentra gravado con una o varias cargas, la/s cual/es se encuentra/n pendiente/s de su cancelación. Se debe consultar su situación actual, así como sus posibles limitaciones y la asunción de su cancelación. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

Characteristics

Bathrooms

2

Year built

1978

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 160 m² but the cadastre records 101 m² (-37%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4183111DG7048S0026ZK
Cadastral area
101 m²
Year built
1978
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

64/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
10/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
8/15

Vivienda de 160.00m² en Pineda de Mar a 1531€/m² (mediana zona 2321€/m², delta -34.0%). Buen Estado. Posesión con ocupación a verificar. Zona baja, 166 días en mercado.

Strengths

  • +Descuento del -34.0% frente a la mediana zonal (2321€/m²)
  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Pineda de Mar, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

-34.6%Strong opportunity
Scope
Municipality
Zone median
€2,341 /m²
This asset
€1,531 /m²
Period
octubre 2026
Source
Idealista

vs other bank assets

+6.8%Above anchor
Scope
Postal code
Zone median
€1,434 /m²
This asset
€1,531 /m²
Samples
31
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€245,000
Transfer tax (ITP) 10% — Cataluña€24,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€858
Estimated total investment€271,358

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
18 Sept 2026
€268,800arrow_forward€245,000-8.85%

Listing intel

SourceSolvia
On the market sinceApr 2026 (176 days)
On Atalaya since8 Sept 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Pineda de Mar by AI score

See all bank-owned properties in Pineda de Mar

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing