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Building in Chiva

Avenida Del Rio Turia, 114

Chiva, Valencia • Ref: #BBED757D

€845,800
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Size

119 m²

OccupancyVacant
69
Avenida Del Rio Turia, 114 — Chiva
Photo: sareb
1 / 19

AI visual analysis

Automated analysis · physical condition

19 of 19 photos analyzed

Physical condition

Needs renovation

Photo quality

Poor

Model observations

  • •Fachada: Estructuras de obra parada en ladrillo y hormigon sin cerramientos ni carpinteria exterior.
  • •Exterior: Terreno circundante abandonado con vegetacion descontrolada y restos de materiales de construccion.
  • •Terraza: Forjados superiores expuestos a la intemperie con acumulacion de agua y ladrillos sueltos.

Description

Se trata de 29 viviendas unifamiliares en construcción con un 40% aproximado medio de obra, en zona de urbanizaciones San Miguel y Santo Domingo con obras de urbanización inacabadas en término municipal de Chiva. La suma aproximada de 4.400m2 construibles en cuanto a viviendas y formado por 17 pareadas y 12 unifamiliares aislados. De los que 21 se encuentran en calle Rio Turia y 8 en calle Rio Ebro.

Characteristics

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
91814B5XJ0688S0001UE
Cadastral use
Urbanization works · undeveloped land

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 411 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Building use
Not assessable
—
Legal liens
10/15
Zone liquidity
11/15

Edificio unknown, obra parada (avance 40%), 29 viviendas de 119.00m² en Chiva a ?€/m² (mediana zona 456€/m², delta %). Posesión libre. Zona baja, stock estancado (409 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 97 listings bancarios del mismo national — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Aliseda declara el activo con posesión: libre para entregar

Risks

  • −409 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Chiva, Valencia

Estimated acquisition costs

Asset price€845,800
Transfer tax (ITP) 10% — Comunitat Valenciana€84,580
Notary (est.)€1,269
Land Registry (est.)€846
Admin agency (est.)€2,960
Estimated total investment€935,455

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceAug 2025 (411 days)
On Atalaya since10 May 2026
Last updated9 Oct 2026
See all bank-owned properties in Chiva

Aggregated data from public sources and servicer sareb. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing