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House in Bormujos

Calle Pio Xii

Bormujos, Sevilla • Ref: #BBBA09CB

€175,000
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Size

125 m²

Price / m²

€1,400

Rooms

3

OccupancyVacant
39
Calle Pio Xii — Bormujos
Photo: Solvia
1 / 11

AI visual analysis

Automated analysis · physical condition

11 of 11 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •La cocina está destripada, sin muebles y con las instalaciones a la vista.
  • •Los dormitorios tienen suelos de baldosas en blanco y negro y paredes blancas, con aire acondicionado en algunos.
  • •La fachada presenta un buen estado general con rejas en las ventanas y un balcón con balaustrada.
  • •La terraza es amplia y está en buen estado, con vistas a los tejados de las casas circundantes.

Description

Vivienda unifamiliar adosada de dos plantas situada en el municipio de Bormujos, en la provincia de Sevilla. Construida en el año 1961 sobre una parcela con una superficie de 135 m2. Consta de salón comedor, cocina, tres dormitorios, dos baños, terraza y patio. Ubicada en una zona residencial donde predominan las viviendas unifamiliares adosadas. La localidad dispone de equipamientos suficientes en el entorno como: médico-sanitario, docente, religioso, comercial, entidades financieras, lúdico, y deportivas, con infraestructuras en buen estado de conservación y mantenimiento. Cuenta con buenas comunicaciones con el resto de la localidad. Buen acceso a través de carreteras principales que rodea al municipio y lo comunican con el resto de la provincia. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

No

Year built

1961

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
9000104QB5490S0001BO
Cadastral area
115 m²
Year built
1961
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 980 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

39/100

Confidence: Low

Score breakdown

Zone delta
0/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 125.03m² en Bormujos a 1592€/m² (mediana zona 488€/m², delta +226.2%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 7 listings bancarios del mismo postal — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Risks

  • −Referencia zonal poco fiable (fuente internal, n=7)
  • −947 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Bormujos, Sevilla

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+186.9%Above anchor
Scope
Postal code
Zone median
€488 /m²
This asset
€1,400 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€175,000
Transfer tax (ITP) 7% — Andalucía€12,250
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€613
Estimated total investment€188,863

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
6 Oct 2026
€199,000arrow_forward€175,000-12.06%

Listing intel

SourceSolvia
On the market sinceFeb 2024 (980 days)
On Atalaya since1 Jun 2026
Last updated1 Nov 2026

Zone comparables

Top 5 similar properties in Bormujos by AI score

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing