AtalayaAtalaya

Calle Guillén de Roselló

Rosselló, Lleida • Retail • Ref: #B9B31716

€108,000
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Size

314 m²

Price / m²

€344

OccupancyVacant
62
Calle Guillén de Roselló — Rosselló
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

15 of 15 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

Encuentra Local en venta o alquiler en Roselló con Solvia. Te ofrecemos la mejor selección de activos inmobiliarios para que pongas en marcha todos tus proyectos. Local situado en el municipio de Rosselló. Cuenta con una superficie total de 314 m², en un espacio totalmente diáfano y en bruto. De planta baja y altillo, ambas comunicadas mediante escalera interior, ocupando una superficie construida de 172 m² en la planta baja y de 142 m² para el altillo. Exento de Certificado Energético. En Solvia ponemos a tu alcance de forma rápida y sencilla todo tipo de Local en Roselló para tu negocio.

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
1714501TG4411S

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 2721 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

62/100

Confidence: High

Score breakdown

Zone delta
13/30
Possession
20/20
Retail location
20/25
Legal liens
10/15
Zone liquidity
0/15

Local comercial planta calle, multi-planta de 313.50m² en Rosselló a 344€/m² (mediana zona 406€/m², delta -15.3%). libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 98 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −2720 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Rosselló, Lleida

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-14.0%Good price
Scope
Province (MITMA)
Zone median
€400 /m²
This asset
€344 /m²
Samples
90
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€108,000
Transfer tax (ITP) 10% — Cataluña€10,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€378
Estimated total investment€120,178

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMar 2019 (2721 days)
On Atalaya since10 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing