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AtalayaAtalaya

Calle Cuevas

Moraleda de Zafayona, GranadaLandRef: #B8D53729

€20,000
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Size

162 m²

Price / m²

€123

OccupancyVacant
69
Calle Cuevas — Moraleda de Zafayona, Moraleda de Zafayona
Photo: Solvia
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Solar de 162 m² ubicado en Moraleda de Zafayona, Granada. Se trata de un solar de 162 m² que admite una edificabilidad aproximada de 324 m²t. Tiene como uso principal el residencial y es compatible con el uso comercial. Cuenta con todas las infraestructuras básicas necesarias como alumbrado, suministro de agua, suministro de electricidad, viales, acerado, etc. El solar se sitúa en el núcleo urbano de Moraleda de Zafayona con buenos accesos por la A-92, que conecta con Granada y otras localidades importantes. El transporte público disponible incluye líneas de autobuses que facilitan la movilidad en la región. En la localidad podemos encontrar servicios como supermercados, restaurantes y centros educativos, además de oficinas bancarias y otros negocios comerciales. Moraleda de Zafayona cuenta con puntos de interés como el Parque de las Ciencias en Granada, que se encuentra a unos 45 minutos en coche, y ofrece una combinación interesante de ocio y cultura. Con nuestros servicios podrá encontrar el solar que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
4442307VG1144S0001HL

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 470 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
Possession
20/20
Zoning
22/25
Legal liens
10/15
Zone liquidity
0/15

Suelo urbano (uso terciario) de 162.00m² en Moraleda de Zafayona a 123€/m² (mediana zona 83€/m², delta %). Posesión libre. Zona muy_baja, stock estancado (467 días).

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 467 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Moraleda de Zafayona, Moraleda de Zafayona, Granada

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+17.1%Above anchor
Scope
Province (MITMA)
Zone median
€105 /m²
This asset
€123 /m²
Samples
294
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€20,000
Transfer tax (ITP) 7% — Andalucía€1,400
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€22,700

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMay 2025 (470 days)
On Atalaya since30 Aug 2026
Last updated30 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing