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AtalayaAtalaya

Apartment in Moguer

Calle Santa Rita

Moguer, Huelva • Ref: #B8872794

€90,000
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Size

92 m²

Price / m²

€979

Rooms

3

OccupancyOccupied · no titleDeduced by AI
28
Calle Santa Rita — Moguer
Photo: Solvia
1 / 9

AI visual analysis

Automated analysis · physical condition

9 of 9 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Dormitorio: Las paredes y el techo presentan humedades y desconchones generalizados, indicando un deterioro significativo.
  • •Cocina: Los muebles de cocina son antiguos y están incompletos, con un diseño y color muy desfasados.
  • •Baño: Aunque funcional, el baño tiene un diseño antiguo con azulejos y sanitarios que requieren una actualización.
  • •Fachada: La fachada muestra un aspecto descuidado con elementos antiguos como la puerta y las rejas.

Description

Viviendas ubicadas en la localidad de Moguer, Huelva. La promoción fue construida en 2009. Pisos con una superficie desde 92 m², distribuidos en salón-comedor, cocina, 3 dormitorios y 2 baños. Dispone de servicios necesarios cercanos como: comercios, restauración, y servicios públicos como el Registro de la propiedad o el servicio andaluz de empleo. Se encuentra a 200 metros aproximadamente del ayuntamiento de la localidad y del monumento a Cristóbal Colón. Dispone de muy buena accesibilidad tanto pública con una parada de autobús a dos minutos como privada a través de la A-494 y la A-49 por las que podrá desplazarse con facilidad a Huelva capital y llegar en menos de 10 minutos. Con nuestros servicios podrá encontrar el activo residencial y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

No

Year built

2009

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

E

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
1676509PB9217N0032LB
Cadastral area
86 m²
Year built
2009
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 375 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

28/100

Confidence: Low

Score breakdown

Zone delta
8/30
Possession
2/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
2/15

Vivienda de 91.89m² en Moguer a 979€/m² (mediana zona 1033€/m², delta -5.2%). Requiere Reforma Integral. Posesión con ocupación irregular. Zona muy_baja, 350 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 279 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Risks

  • −IA detectó: El inmueble se encuentra ocupado ilegalmente por terceros

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Moguer, Huelva

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-9.2%In line
Scope
Province (MITMA)
Zone median
€1,078 /m²
This asset
€979 /m²
Samples
308
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€90,000
Transfer tax (ITP) 7% — Andalucía€6,300
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€315
Estimated total investment€97,615

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceOct 2025 (375 days)
On Atalaya since8 Sept 2026
Last updated24 Oct 2026

Zone comparables

Top 5 similar properties in Moguer by AI score

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing