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Obra Parada Piso en Cl la Zorrera, 1 (cuevas Almanzora)

Cuevas Almanzora, Almería • Apartment • Ref: #B7F05A6C

€49,300
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Size

93 m²

Price / m²

€528

Rooms

2

OccupancyUnconfirmed
60
Obra Parada Piso en Cl la Zorrera, 1 (cuevas Almanzora) — Cuevas Almanzora
Photo: Cimenta2
1 / 7

AI visual analysis

Automated analysis · physical condition

7 of 7 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: La fachada de ladrillo está en buen estado, pero las ventanas están abiertas y sin acristalar, lo que indica una obra en curso.
  • •Exterior: Hay escombros y materiales de construcción en el exterior y en el garaje, lo que sugiere que la propiedad está en proceso de reforma.
  • •Garaje: El garaje presenta suciedad y escombros, con una puerta de garaje instalada pero el resto del espacio sin terminar.

descriptionDescription

Vivienda piso en un edificio de cuatro plantas sobre rasante situado en el municipio de Cuevas del Almanzora, en la provincia de Almería. Edificio con fachadas a tres calles. Debido al desnivel entre calles, las viviendas se sitúan en cuatro alturas, con cuatro escaleras y un acceso común, a excepción de seis viviendas. Edificio construido en el año 2014 con ascensor. La planta sótano se destina a plaza de aparcamiento y trasteros. Zona residencial del municipio emplazado en la entrada al casco urbano desde la carretera Vera a Águilas, próximo a zona escolar, dotada de servicios y equipamientos. Buenas comunicaciones. A través de la A-332 se comunica con la N-340 a que enlaza tanto con la autovía A-7 como con la autopista Vera-Cartagena. .

Characteristics

Bathrooms

1

Elevator

Yes

Year built

2014

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 93.42 m² but the cadastre records 1952 m² (+1989%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9087020WG9298N
Cadastral area
1952 m²
Year built
2014
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 795 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

60/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
7/15

Vivienda de 93.42m² en Cuevas Almanzora a 528€/m² (mediana zona 1564€/m², delta -66.2%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -66.2% frente a la mediana zonal (1564€/m²)

warningRisks

  • −794 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cuevas Almanzora, Almería

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-66.2%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,564 /m²
This asset
€528 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-33.0%Strong opportunity
Scope
Province (MITMA)
Zone median
€788 /m²
This asset
€528 /m²
Samples
386
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€49,300
Transfer tax (ITP) 7% — Andalucía€3,451
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€54,051

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceCimenta2
On the market sinceJun 2024 (795 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing