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Apartment in Cercedilla

Calle Jose Antonio 30, Planta, 3A

Comunidad de Ciudad y Tierra de Segovia, Cercedilla, Madrid • Auction • Ref: #B7158E86

€240,200
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Size

100 m²

OccupancyUnconfirmed
13
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

Description

REMISIÓN CERTIFICACIÓN

Legal & cadastral analysis

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Legal analysis (AI)

Ocupacióndesconocido
Cargas (€)€259,619
Detalle cargasHIPOTECA a favor de BILBAO BIZKAIA KUTXA (cedida a PROMONTORIA LEZAMA DESIGNATED ACTIVITY COMPANY) por 239276.47 euros de principal, intereses ordinarios, intereses de demora, costas y gastos. Otra HIPOTECA a favor de BILBAO BIZKAIA KUTXA (cedida a PROMONTORIA LEZAMA DESIGNATED ACTIVITY COMPANY) por 40000 euros de principal, intereses ordinarios, intereses de demora, costas y gastos. ANOTACION EMBARGO JUDICIAL a favor de BANQUE PSA FINANCE SUCURSAL ESPAÑA por 18205.23 euros de principal, intereses y costas. ANOTACIÓN DE EMBARGO ADMINISTRATIVO a favor de TESORERIA GENERAL SEGURIDAD SOCIAL por 1942.59 euros.
Hipoteca€239,276
Embargos€20,148
Fase judicialejecucion
Nivel de riesgohigh
Litigioshipoteca, embargo, afeccion_fiscal
Análisis riesgoExisten múltiples cargas, incluyendo dos hipotecas cedidas a un fondo, un embargo judicial y un embargo administrativo, lo que complica la gestión de la deuda y la posible subrogación. La ocupación es desconocida, lo que añade incertidumbre sobre la posesión del inmueble.

Cadastral data

straightenUnreconciled surface: the listing states 100 m² but the cadastre records 117 m² (+17%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
001702100VL11A0037EE
Cadastral area
117 m²
Year built
1986
Cadastral use
Residential

How to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

13/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
4/15
Zone liquidity
0/15

Subasta BOE en Cercedilla a 240,200€. Sin tasación de referencia publicada. Posesión desconocida. Subasta cierra en 18 días.

Strengths

  • +Subasta inminente: cierre en 18 días, ventana de decisión limitada (presión vendedora)

Risks

  • −Sin referencia zonal disponible
  • −Sin tasación judicial publicada: descuento sobre mercado no verificable

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Comunidad de Ciudad y Tierra de Segovia, Cercedilla, Madrid

Estimated acquisition costs

Asset price€240,200
Transfer tax (ITP) 6% — Madrid€14,412
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€841
Estimated total investment€256,453

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 13 October 2026 at 18:00

Listing intel

SourceBOE Auctions
On the market sinceSept 2026 (2 days)
On Atalaya since23 Sept 2026
Last updated23 Sept 2026
See all bank-owned properties in Madrid

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing