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Retail in Vícar

La Envía Golf, Vícar, Almería • Ref: #B5829B17

€39,500
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Size

77 m²

Price / m²

€516

OccupancyUnconfirmed
40
Retail in Vícar — La Envía Golf, Vícar
Photo: Cimenta2
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AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •La fachada del edificio se ve en buen estado, con un diseño moderno y sin signos de deterioro.
  • •El interior de las oficinas presenta un aspecto limpio y funcional, con mobiliario de oficina y suelos de baldosas en buen estado.
  • •Una de las estancias interiores tiene suelos de madera y paredes blancas, con iluminación empotrada en el techo, lo que sugiere un buen mantenimiento.
  • •Se observa un espacio con paredes de cristal y suelos de baldosas, indicando un diseño de oficina contemporáneo y bien conservado.

Description

Conjunto de 22 oficinas/locales comerciales en Complejo de Apartamentos Turísticos ubicado en “La Envía Golf” zona residencial y turística de la Localidad de Vícar. Ubicación buena con acceso desde la salida de la A-92: Aguadulce/ La Envía/ Roquetas de Mar. La zona de la Envía Golf tiene una Entidad de Conservación propia que rige el mantenimiento, conservación y normas urbanísticas del Sector. Actualmente, las 22 Fincas Registrales se encuentran formando una única unidad funcional y tiene instalaciones y distribución propias de un local/oficina. Cabe destacar que el desnivel de la Avda de la Envía permite el acceso al edificio desde las terrazas de zona interior del conjunto.

Legal & cadastral analysis

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Cadastral data

Unverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
4171903WF3747S

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 262 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

40/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Retail location
Not assessable
—
Legal liens
7/15
Zone liquidity
5/15

Local comercial planta unknown de 76.54m² en Vícar a 516€/m² (mediana zona 521€/m², delta %). desconocida. Zona baja, 253 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 87 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

La Envía Golf, Vícar, Almería

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+0.8%In line
Scope
Province (MITMA)
Zone median
€512 /m²
This asset
€516 /m²
Samples
105
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€39,500
Transfer tax (ITP) 7% — Andalucía€2,765
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€43,565

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceCimenta2
On the market sinceJan 2026 (262 days)
On Atalaya since25 Aug 2026
Last updated7 Oct 2026

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Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing