AtalayaAtalaya

Calle La Grasera

Ribafrecha, La Rioja • House • Ref: #B34511BE

€9,489-97% vs area market
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Size

192 m²

Price / m²

€49

Rooms

4

OccupancyUnconfirmed
31
Calle La Grasera — Ribafrecha
Photo: Solvia
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un aspecto muy deteriorado, con la pintura desconchada y suciedad acumulada.
  • •Exterior: Se observan tuberías y cables expuestos en la fachada, indicando un estado de abandono o necesidad de reforma.
  • •Exterior: Las ventanas son de diferentes estilos y tamaños, algunas parecen antiguas y otras más modernas, lo que sugiere intervenciones parciales y desordenadas.

descriptionDescription

Casa adosada de 192 m² ubicada en Ribafrecha, La Rioja. Se trata de una casa adosada de 192 m² distribuidos en salón-comedor, cocina, 4 dormitorios y 3 baños. La vivienda se sitúa en el núcleo urbano de Ribafrecha, una localidad bien comunicada a través de la LR-250, que permite un acceso rápido tanto al centro de la población como a las salidas hacia Logroño y otras localidades cercanas. En cuanto al transporte público, la localidad dispone de servicio de autobuses regulares que conectan Ribafrecha con Logroño y otros municipios de la zona, facilitando la movilidad para los residentes. En el entorno inmediato se pueden encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos y oficinas bancarias, además de otros negocios comerciales que cubren las necesidades diarias. Para la atención sanitaria, Ribafrecha cuenta con un centro de salud, lo que aporta tranquilidad y seguridad a los habitantes. Además, destacan áreas de recreo natural como el Parque El Barranco, punto de interés para el ocio al aire libre, y la presencia de la Iglesia de San Pedro, uno de los monumentos históricos más representativos de la localidad. Con nuestros servicios podrá encontrar la casa adosada que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

3

Year built

1950

Energy rating

F

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
0695608WM5809N0001ZD
Cadastral area
192 m²
Year built
1950
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1266 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

31/100

Confidence: Low

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
7/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 192.00m² en Ribafrecha a 49€/m² (mediana zona 1470€/m², delta %). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, más de 2 años sin vender.

warningRisks

  • −1260 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ribafrecha, La Rioja

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-96.7%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,470 /m²
This asset
€49 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-84.1%Strong opportunity
Scope
Province (MITMA)
Zone median
€308 /m²
This asset
€49 /m²
Samples
106
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€9,489
Transfer tax (ITP) 7% — La Rioja€664
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€11,453

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMar 2023 (1266 days)
On Atalaya since27 Aug 2026
Last updated27 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing