AtalayaAtalaya

House in Pliego

Calle Parras

Pliego, Murcia • Ref: #B31B8E7D

€40,000
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Size

74 m²

Price / m²

€541

Rooms

4

OccupancyOccupied · type to verify
56
Calle Parras — Pliego
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Poor

Model observations

  • •Fachada: Presenta revestimiento exterior continuo con zocalo pintado en dos tonos, cableado visto en superficie y unidad exterior de climatizacion anclada.
  • •Exterior: Se observan rejas de seguridad en ventana de planta baja y acceso directo desde nivel de calle sin vista a interiores.

Description

Casa adosada de segunda mano en venta situada en Pliego (Murcia). Cuenta con una superficie de 74m² distribuidos en 4 dormitorios y 1 baño. En sus inmediaciones dispone de todo tipo de servicios alrededor . Tiene buena comunicación tanto por transporte público como por transporte privado. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

1889

Energy rating

G

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 74 m² but the cadastre records 37 m² (-50%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
1259009XH3015G0001MD
Cadastral area
37 m²
Year built
1889
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1111 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

56/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
10/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
6/15

Vivienda de 74.00m² en Pliego a 541€/m² (mediana zona 761€/m², delta -28.9%). Estado Mejorable. Posesión con ocupación a verificar. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 1166 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Descuento del -28.9% frente a la mediana zonal (761€/m²)

Risks

  • −1079 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Pliego, Murcia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

-27.4%Strong opportunity
Scope
Province (MITMA)
Zone median
€745 /m²
This asset
€541 /m²
Samples
1326
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€40,000
Transfer tax (ITP) 8% — Murcia€3,200
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€44,500
Estimated refurbishment (state: mejorable)€29,500 – €52,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceOct 2023 (1111 days)
On Atalaya since29 May 2026
Last updated1 Nov 2026

Zone comparables

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View analysis

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing