AtalayaAtalaya

Casa Independiente en Costa

Albesa, Lleida • House • Ref: #AFEA829F

€52,500
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Size

168 m²

Price / m²

€313

Rooms

3

OccupancyUnconfirmed
26
Casa Independiente en Costa — Albesa
Photo: Hipoges
1 / 13

AI visual analysis

Automated analysis · physical condition

13 of 13 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR ¡Una oportunidad para crear tu hogar en un entorno natural y tranquilo! Ponemos a su disposición una vivienda a reformar en Albesa, una encantadora localidad situada en la comarca de La Noguera, en la provincia de Lleida. La vivienda, actualmente en estado a reformar, ofrece una distribución versátil que permite aprovechar al máximo cada espacio. El salón, amplio y con entrada de luz natural, puede convertirse en el eje principal de la vivienda, la cocina ofrece la posibilidad de rediseñarse con un estilo moderno y funcional, mientras que los dormitorios pueden transformarse en estancias acogedoras y luminosas, los baños, tras su renovación, aportarán confort y practicidad al conjunto. Gracias a su estructura sólida, este inmueble brinda la libertad de plantear una reforma integral adaptada a las preferencias. El entorno de Albesa es uno de los mayores atractivos de esta propiedad. A escasos minutos a pie se encuentran supermercados, farmacias, colegios y servicios básicos que garantizan comodidad en el día a día. El Hospital Universitario Arnau de Vilanova de Lleida se localiza a unos 25 minutos en coche, ofreciendo atención sanitaria de referencia. Para los amantes de la naturaleza, el entorno del río Noguera Ribagorzana y las rutas de senderismo que atraviesan la comarca de La Noguera son perfectos para disfrutar del aire libre y el paisaje rural. Además, Albesa cuenta con excelentes comunicaciones: acceso rápido a la carretera C-12, que conecta con Lleida capital y Balaguer, y proximidad a la autovía A-2, lo que facilita los desplazamientos hacia Barcelona y Zaragoza. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Elevator

No

Terrace

Yes

Parking

No

Year built

1950

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
5650111CG0254N
Cadastral area
168 m²
Year built
1950
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

26/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
4/15

Vivienda de 168.00m² en Albesa a 313€/m² (mediana zona 1602€/m², delta -80.5%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, 112 días en mercado.

trending_upStrengths

  • +Descuento del -80.5% frente a la mediana zonal (1602€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Albesa, Lleida

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-80.5%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,602 /m²
This asset
€313 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-30.3%Strong opportunity
Scope
Province (MITMA)
Zone median
€449 /m²
This asset
€313 /m²
Samples
306
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€52,500
Transfer tax (ITP) 10% — Cataluña€5,250
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€59,050

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since11 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing