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Retail in Torrent

Calle Carrer de Seul, 88

Torrent, Valencia • Ref: #AF85709D

€220,000-33% vs area market
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Size

190 m²

Price / m²

€1,157

OccupancyVacantDeduced by AI
69
Calle Carrer de Seul, 88 — Torrent
Photo: aliseda
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Pristine

Photo quality

Good

Model observations

  • •Salon: El espacio principal presenta un diseño moderno con acabados de hormigón pulido y madera, creando un ambiente sofisticado.
  • •Exterior: Grandes ventanales permiten la entrada de luz natural y ofrecen vistas al exterior, integrando el entorno natural.
  • •Pasillo: La distribución de los espacios con paredes de cristal y una recepción de madera curva sugiere un diseño contemporáneo y funcional.

Description

Ubicado en la vibrante ciudad de Torrent, en la provincia de Valencia, este amplio local comercial de 190 m² ofrece una oportunidad excepcional para establecer su negocio en una zona estratégica. Ideal para desarrollar cualquier tipo de actividad: clínica, spa, centro médico, coworking, gimnasio, boutique, supermercado de proximidad, restauración, oficinas o comercio especializado. Al encontrarse en bruto, permite diseñar el espacio completamente a medida según las necesidades del negocio. La altura del local ofrece la posibilidad de crear una entreplanta o doble altura, maximizando el aprovechamiento de la superficie. La zona cuenta con un entorno residencial de reciente construcción, lo que garantiza flujo constante de potenciales clientes y crecimiento sostenido del área. Ideal tanto para inversores como para empresarios que quieran implantar su negocio en una zona con proyección y demanda creciente de servicios.

Characteristics

Elevator

No

Terrace

No

Parking

No

Year built

2008

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Legal & cadastral analysis

expand_more

Cadastral data

Cadastral ref.
7872502YJ1677N0047PP
Cadastral area
187 m²
Year built
2008
Cadastral use
Commercial

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 219 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
Not assessable
—
Legal liens
10/15
Zone liquidity
12/15

Local comercial planta unknown, multi-planta de 190.00m² en Torrent a 1157€/m² (mediana zona 520€/m², delta %). libre. Zona media, 215 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 127 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Estado impecable: entrar a vivir sin obra
  • +IA detectó: Al encontrarse en bruto, permite diseñar el espacio completamente a medida

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Torrent, Valencia

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+156.0%Above anchor
Scope
City
Zone median
€452 /m²
This asset
€1,157 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€220,000
Transfer tax (ITP) 10% — Comunitat Valenciana€22,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€770
Estimated total investment€243,770

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceMar 2026 (219 days)
On Atalaya since3 Jun 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Torrent by AI score

See all bank-owned properties in Torrent

Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing