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Apartment in El Puerto de Santa María

Sudamérica, Puerto de Santa Maria (el), Cádiz • Auction • Ref: #AEFD9E74

€80,100
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OccupancyUnconfirmed
55
apartment

AI visual analysis

Automated analysis · physical condition

Physical condition

No photos (BOE)

Photo quality

unknown

Description

NÚMERO CUATRO DE LA DIVISIÓN HORIZONTAL de la finca en esta Ciudad, en la Avenida de Valencia, números 43, 45 y 47. NAVE COMERCIAL con acceso por el número 45 de la citada Avda. convenientemente distribuida, con sus servicios sanitarios, que tiene una superficie construida de 547 m2, teniendo en su frente un patrio de la propiedad y uso exclusivo de esta finca que mide 101,94 m2 A los efectos de la Ley de Propiedad Horizontal se le asigna una cuota de participación de 18,78%

Legal & cadastral analysis

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Cadastral data

Cadastral ref.
7757901QA4575F0005LA
Cadastral area
547 m²
Year built
1970
Cadastral use
Industrial

How to bid in this auction (BOE)

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  1. 1Read the full terms on subastas.boe.es: auction value, minimum bid, increments and surviving charges.
  2. 2Request a nota simple and study prior charges — auctions do NOT wipe them all; charges prior to the annotation survive.
  3. 3Deposit the required amount (usually 5% of the auction value) through the BOE platform to be able to bid.
  4. 4Bid within the window (usually 20 calendar days). If you win, you must pay the remainder within a short deadline — effectively a cash operation.
  5. 5After the award: decree, registration and, if occupied, the possession process. Think months, not weeks.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Auctions are effectively cash operations: you must deposit to bid and pay the remainder shortly after the award. Don't count on a traditional mortgage within those deadlines.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

55/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
4/15
Zone liquidity
Not assessable
—

Subasta BOE en Puerto de Santa Maria (el). Puja mínima 80,100€ vs tasación 200,341€ (descuento judicial 60.0%). Posesión desconocida. Subasta cierra en 19 días.

Strengths

  • +Descuento judicial del 60.0% sobre tasación (80,100€ vs 200,341€)
  • +Subasta inminente: cierre en 19 días, ventana de decisión limitada (presión vendedora)

Risks

  • −Documentación judicial aún sin parsear: cargas y procedimiento por confirmar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

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Location

Sudamérica, Puerto de Santa Maria (el), Cádiz

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

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Scope
Municipality (MITMA)
Zone median
€2,336 /m²
Samples
333
Period
Q4-2025
Source
MITMA

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€80,100
Transfer tax (ITP) 7% — Andalucía€5,607
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€87,007

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

gavelAuction property

Ends: 26 October 2026 at 17:00

Listing intel

SourceBOE Auctions
On the market sinceOct 2026 (3 days)
On Atalaya since6 Oct 2026
Last updated6 Oct 2026

Zone comparables

Top 5 similar properties in El Puerto de Santa María by AI score

See all bank-owned properties in El Puerto de Santa María

Aggregated data from public sources and servicer BOE - Portal de Subastas. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing