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Building in Fernán-Núñez

Calle Muñoz Perez, s/n

Fernán-núñez, Córdoba • Ref: #AEF40D34

€237,000
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Size

543 m²

Rooms

3

OccupancyVacant
68
Calle Muñoz Perez, s/n — Fernán-núñez
Photo: sareb
1 / 16

AI visual analysis

Automated analysis · physical condition

16 of 16 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Cocina: Totalmente desmantelada, sin muebles ni encimera, solo conservando el termo electrico y tomas a la vista.
  • •Salon: Paredes y carpinterias de aluminio y madera en estado aceptable, pero con suciedad generalizada en el suelo.
  • •Dormitorio: Espacio vacio que requiere limpieza a fondo y adecuacion de revestimientos.

Description

Promoción ubicada en Fernan Nuñez a tan solo media hora de Córdoba capital, un municipio que ofrece la tranquilidad de un entorno rural combinado con la cercanía a servicios y comodidades urbanas. La edificación trata de 4 viviendas con una superficie total aproximada de 470 m2 que no disponen de LPO y requieren de reformas. Ideal para cliente mayorista. Las viviendas disponen de 4 dormitorios y entre 1 y 2 baños dependiendo de tipología y en cubierta dispone de un castillete donde se encuentran un trasteros.

Characteristics

Bathrooms

1

Floor

2

Elevator

No

Terrace

No

Parking

No

Year built

2012

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

Legal & cadastral analysis

expand_more

Cadastral data

straightenUnreconciled surface: the listing states 543 m² but the cadastre records 168 m² (-69%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
7507921UG4770N0022BM
Cadastral area
168 m²
Year built
2012
Cadastral use
Residential

How to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 863 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

68/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Building use
Not assessable
—
Legal liens
10/15
Zone liquidity
4/15

Local comercial planta unknown de 543.00m² en Fernán-núñez a ?€/m² (mediana zona 597€/m², delta %). libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 33 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +Aliseda no marca situación especial: presuponer vivienda libre

Risks

  • −838 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Fernán-núñez, Córdoba

Estimated acquisition costs

Asset price€237,000
Transfer tax (ITP) 7% — Andalucía€16,590
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€830
Estimated total investment€255,420

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
21 Jul 2026
€261,000arrow_forward€237,000-9.2%

Listing intel

SourceAliseda
On the market sinceJun 2024 (863 days)
On Atalaya since11 May 2026
Last updated24 Oct 2026
See all bank-owned properties in Fernán-Núñez

Aggregated data from public sources and servicer sareb. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing