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Retail in Mataró

La Habana, Mataró, Barcelona • Ref: #AE9F2C1D

€146,660-45% vs area market
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Size

118 m²

Price / m²

€1,242

OccupancyVacantDeduced by AI
69
Retail in Mataró — La Habana, Mataró
Photo: aliseda
1 / 4

AI visual analysis

Automated analysis · physical condition

4 of 4 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •El interior del local se encuentra en obra, con paredes de ladrillo visto y sin acabados.
  • •Se observa una caja de conexiones eléctricas sin terminar en una de las paredes.
  • •El suelo del interior es de hormigón sin pulir, indicando una fase inicial de construcción o reforma.

Description

Magníficos locales exteriores a la venta en la promoción de obra nueva situada en la Ronda Cervantes de Mataró, en el barrio de la Habana. Situado a 2 calles de la playa y del paseo marítimo, a 10 minutos del centro de Mataró y a 15 de la estación de cercanías de Renfe, demás frente a la línea 3 de bus municipal. Se vende junto con dos plazas de garaje por importe de 38.500 € no incluidas en el precio.

Characteristics

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

How to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 481 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

Minimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

Debts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

Financing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

Catalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Retail location
Not assessable
—
Legal liens
10/15
Zone liquidity
13/15

Local comercial planta unknown de 118.00m² en Mataró a 1242€/m² (mediana zona 762€/m², delta %). libre. Zona media, stock estancado (477 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 16 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Strengths

  • +IA detectó: locales exteriores a la venta en la promoción de obra nueva

Risks

  • −477 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

La Habana, Mataró, Barcelona

Price analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

vs other bank assets

+46.8%Above anchor
Scope
City
Zone median
€846 /m²
This asset
€1,242 /m²
Samples
23
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€146,660
Transfer tax (ITP) 10% — Cataluña€14,666
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€513
Estimated total investment€162,839

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceJun 2025 (481 days)
On Atalaya since27 May 2026
Last updated9 Oct 2026

Zone comparables

Top 5 similar properties in Mataró by AI score

See all bank-owned properties in Mataró

Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing